The player from Germany deposited funds into her account using the 3rd party payment method. The casino confiscated winnings accumulated with these deposits. Since this was done in compliance with the General T&Cs, we were forced to reject this complaint.
Platincasino - Player’s deposited from a 3rd party payment method.
Amount: €5,600
Platincasino
Safety Index:HighSafety Index
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8.8
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Case closed
Our verdict
Unjustified complaint
REJECTED
Case summary
2 years ago
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2 years ago
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Hello,
I made a profit of €5,600 at Platincasino, but it was canceled on the grounds that I deposited from a third-party/third-party account and I was refunded the €20 deposit.
I deposited from my daughter's Paysafecard account as I don't have my own Paysafecard account.
There were several payments from said Paysafecard account. I had my daughter's permission for this deposit on 11/15/2022. The payment authorization has been confirmed by the casino. The profit was made and since then I have been waiting for the payout and so no more deposits were made afterwards because I received an e-mail from Platincasino on November 16th, 2022 with a reminder that it is forbidden to deposit via third-party accounts. I have taken note that it is not allowed and it will not happen again in the future. Before this email with the reminder on 11/16/2022 I didn't know and in the chat from the casino they assured me that everything was fine and I should wait for the verification of the documents (deposit authorization and deposit proof) while the payout was also pending. This win was made through a deposit from one of my daughter's Paysafecard accounts on 11/15/2022.
After that nothing more was paid.
What are the chances that I will still receive my prize?
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2 years ago
Dear Moutsina,
Thank you very much for submitting your complaint. I’m sorry to hear about your problem. I have checked the terms and conditions, and this is what I found:
„§3. Deposits, Transfers and WithdrawalDeposits can be made into the account by the payment methods that are available on the Red Rhino website. The name of owner of the payment method (credit card, bank account or e-payment) shall be identical to that of the Player receiving the funds in the account. Deposits originating from payment methods in the name of third parties deposits may be rejected and the respective funds may be returned. Where possible, Red Rhino will remit the funds directly into the account where the funds originated from. Any charges levied by the banks/payment gateways will be deducted from the reversed amount."
Furthermore, please check our Fair Gambling Codex for Players https://casino.guru/fair-gambling-codex-for-players:
"Payments
For deposits and withdrawals, you should only use bank accounts and credit cards held in your own name. If you don't do this, you might get into trouble when trying to make a withdrawal. This rule is mostly in place to prevent credit card misuse and also because of international anti-money-laundering regulations."
Please understand that this rule has been breached. Some exceptions might be allowed by casinos when depositing or withdrawing funds using a joint card or this possibility is communicated beforehand. Technically it is very difficult to check who’s the owner of the payment method at the depositing stage. This can be checked only during account verification, which is usually done when a withdrawal is requested. Therefore, it is a player’s responsibility to use allowed payment methods only.
If you’re not able to prove that you are a legitimate owner of the payment method and you haven’t received approval from the casino allowing you to use a third-party payment method, I’m afraid there’s not much we can do for you.
Thank you very much in advance for your reply and understanding.
Best regards,
Kristina
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2 years ago
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Hello,
First of all thanks for the reply.
It started out as just telling the casino my new bank details and wanting them changed as I have a new bank account number and wanted to use that for withdrawals.
Written to staff on live chat regarding this requesting this change.
The employees told me which documents were needed for this.
At this point, several deposits had already been made through my daughter's Paysafecard account, but nothing was mentioned in the chat. Then I got an email about my new bank account, that the confirmation has not yet been made, that you need the transaction overview from Paysafecard from the deposit. I uploaded this directly and wrote again with the staff in the chat how long it would take for the new bank account to be confirmed and why this proof is required by Paysafecard, since I didn't want to pay out via Paysafecard but via bank transfer. It was not said here either that I was not allowed to use the Paysafecard account in question. Everything has been confirmed by the casino.
As I said, I have made several deposits this month since 11/09/2022 from my daughter's Paysafecard account, as I don't have one of my own and didn't know it until the reminder on 11/16/2022, as I thought that only applies to bank accounts, bank cards and credit cards. These deposits worked without any problems and I was able to play with the money. I had won several times in the period from 11/12/2022 to 11/16/2022 but then the money went down again. After I made the profit on November 16, 2022 (€5,600) and wanted to pay it out, I received an email from Platincasino to verify the identity of the deposit and to upload a payment authorization for my daughter for the deposit.
Of course, I sent the requested documents immediately. That has been confirmed.
My daughter's name was clearly visible on it. I then asked the casino's live chat how long it would take to verify everything and when I would get the money and they said I should just wait until the documents were verified. In the meantime, the winnings have been credited back to the player's account several times, so I went to payout again and wanted the money paid out to my bank account.
On November 17, 2022, after all documents had been confirmed, the prize was canceled on the grounds that the payment was made via a third-party account. As I said, there was never any talk of this until the reminder on November 16, 2022 and since then no more payments have been made. I've been waiting since 11/16 just for the payout of the winnings. On November 17th, €20 was booked back for the last deposit on November 15th via Paysafecard. If I don't get the prize of €5,600, then I would like to be refunded all deposit amounts that were deposited via Payfsafecard (over €6,000 in November 2022) and not just the €20 that I received.
I also have more emails and I can forward the overview of the winnings to you by email.
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2 years ago
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*Addition*
The winnings were repeatedly booked back to my player account by the casino until November 17th, until it was finally canceled completely, although the staff in the live chat before that said I should just wait for the confirmation of the evidence (this took place on November 16th at 8:00 p.m.: 58h) and until then the payout would be pending and after that I would get the money. So after the confirmation I tried to withdraw the money again (11/16 at 21:01). I was never informed that I would not receive my winnings.
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2 years ago
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I have also emailed you the full transaction summary of Paysafecard deposits to kristina.s@casino.guru if you need it.
Multiple deposits were made to Platincasino using this paysafecard account (Skrill Ltd. / Red Rhino Limited - November 2022 & Adyen NV / Red Rhino Limited - October 2022 and August 2022).
Other providers have also made other payments, but these play no further role here, only the deposits to Platincasino.
As I said, Platincasino only refunded me the €20 for the last deposit via Paysafecard on November 15th, 2022. If I don't get my winnings of €5,600 back, I would like to be reimbursed for all deposits that were made to this casino via Paysafe and not just the €20.
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2 years ago
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And here are the emails that have taken place from and with Platincasino.
I emailed Platincasino again (with the complete Paysafecard transaction overview attached, which I also emailed you) that I would like to have all deposit amounts back and not just the €20 (which they will now pay out to me) when I didn't get my winnings paid out. The answer from the casino is pending.
The casino did not respond to my last emails or replies.
I wrote in the emails to Platincasino that it was a one-time deposit, although it was several deposits, in the hope of still getting my winnings, since I had previously received the email from Platincasino (see photo above) that my daughter's payment authorization is required (which was also confirmed by the casino) and it said "[...] Paysafe: I, (account holder's name), born on (account holder's date of birth) , hereby confirm that I have allowed Mr./Ms. (name of the player at Platincasino) to make a one-time deposit via my account (Paysafe customer number) for Platincasino. Date, place and signature of the account holder one-time payment "
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2 years ago
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I have now also found an older message from Platincasino in my email inbox, in which it was also confirmed that I am entitled to deposit from my daughter's (Sofia Paliakoudi) account. The required documents were all successfully submitted and also confirmed by the casino.
I have also forwarded this email to Platincasino again with the request for a payout of the winnings or a complete refund of the deposits made so far via Paysafecard.
The casino's response is pending.
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I have now again only received this answer to all my emails from Platincasino.
I have the feeling that they don't even read what I write!
But isn't it true that all deposits made from the third-party account are void and must be refunded and not just the last deposit?
I only wrote about the lawyer that the casino is acting. Would you still recommend it to me?
It can't be that I'm allowed to deposit more than 6,000€ with said Paysafe account but not withdraw it?! That's cheating!
I'm really angry now, because as I said, I didn't know that you can't deposit using another Paysafecard account, since it also worked with Trustly or my daughter's bank account in the past (see mail from Platincasino - April 2021 )
I have now also sent a complaint to the Malta Gaming Authority https://www.mga.org.mt/support/online-gaming-support/ and explained my case to you.
I'm really desperate.
I hope you can help me because it's a lot of money!
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I have now contacted Platincasino again and was told via live chat that I should apply for a refund of the deposits made from the Paysafecard account in question.
I received this in response from Platincasino.
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2 years ago
Thank you for your quick reply, Moutsina. The correct approach would be to refund all these deposits. However, your daughter is the only one who can request it. Unfortunately, we do not mediate such complaints further.
We cannot penalize the casino for confiscating your winnings, nor we are in a position to ask for a refund of money that has been lost in regular gameplay. As I have already said it is impossible for casinos to check whose payment method is being used and you as a player have the responsibility to avoid depositing with someone else's card. I can only recommend that you always read the T&Cs thoroughly and never use a payment method that has not been issued in your own name.
Since I see you have already contacted the MGA and I truly hope they will be able to help more than we could.
Unfortunately, after gathering all the necessary information we are rejecting this complaint as unjustified. Sorry we were not able to help you with this one, but please, do not hesitate to contact us in the future, if you run into any issues with this or any other casino and we will try our best to help.
