HomeComplaintsN1 Casino - Player’s claiming deposits which have been made from 3rd party credit card.

N1 Casino - Player’s claiming deposits which have been made from 3rd party credit card.

Amount: €700

N1 Casino
Safety Index:High
Submitted: 02 Mar 2020 | Case closed : 03 Apr 2020
Case closed Our verdict

Unjustified complaint

REJECTED

Case summary

4 years ago

The player from Germany has deposited funds from his wife’s credit card, afterwards, he requested a refund. We decided to reject this complaint because the player breached the casino's T&Cs and his wife's bank refused to cooperate with the casino.

Public
Public
4 years ago
Translation

I played with my wife's credit card. Since we both use this credit card for our installments or payments, I thought nothing of it. The n1 casino didn't like that and didn't pay my winnings. All well and good, but in their terms and conditions it says that if you use a credit card from someone else that the deposits are paid back to this card. Since I made the deposit of 300 euros with this credit card, you would have to send back the money I deposited.

to this day i haven't got an answer and i feel fooled!

Automatic translation:
Public
Public
4 years ago

Dear Gökhan,

Thank you very much for submitting your complaint. I’m sorry to hear about your problem. I have checked terms and conditions, and this is what I found:

"Casino does not accept third party payments. You must make deposits only from a bank account, bank cards VISA/MasterCard, payment systems Skrill/NETELLER or other payment methods that are registered in your own name. If we determine during the security checks that you have violated this condition, your winnings will be confiscated, and original deposit returned to the owner of the payment account. The Company is not responsible for the lost funds deposited from third party accounts."

I would like to emphasize the last sentence in the paragraph above. Please understand it is prohibited to deposit from 3rd party accounts or e-wallets. If you win from such deposit, your winnings will be cancelled, and the original deposit will be returned to the 3rd party. However, if you lose, the casino is not responsible for the lost funds, thus, the funds won’t be restored. I hope, I have explained it comprehensively. If there is anything, I could do for you, please do not hesitate to contact me, otherwise, I will be forced to reject your complaint as unjustified. Thank you for your understanding.

Best regards,

Petronela

Edited by a Casino Guru admin
Public
Public
4 years ago
Translation

in the terms and conditions, however, the " original down payment to the owner of the payment account is refunded."

here i understand that the deposit i made with the credit card will be returned to the owner. That means that you return the payments made with this credit card. Otherwise it is fraudulent if you accept the card but are not allowed to pay out if you win. I don't want to have the profit anymore, but then the casino has to pay back the deposits I made with this credit card?

Edited
Automatic translation:
Public
Public
4 years ago

Thank you very much Gökhan for getting back to us. I will transfer now your complaint to my colleague Kristína who will be at your assistance. Thank you.

Public
Public
4 years ago

Hello Gökhan,

 

Could you please confirm you still don't have your deposits back? Did you try to contact the casino regarding this issue? What is their standpoint in this situation?

Public
Public
4 years ago

Hallo Kristina, 

 

Support hat mir geschrieben;

 

Dear Friend,

We don't process any refunds. 

Best regards,
N1 Casino Support Team

Edited
Public
Public
4 years ago

Thank you Gökhan, I would like to ask N1 Casino to comment on this case.

Public
Public
4 years ago

Hello there, 

Dear Gökhan, thank you for sharing your experience. 

Kindly note that after checking your account we can see that the winnings have been correctly confiscated due to a breach of our T&Cs. 
Using the 3rd party payment systems is prohibited. 
 

As far as the deposit is returned, please understand, that original deposit returned to the Owner of the payment system. Sadly, only the Owner of the card may contact his Bank in regards to this question. 

We hope the above matter clarifies.

Kind regards, 
N1 Casino

Edited
Public
Public
4 years ago
Translation

Hello N1 Casino,

Since the third party provider is my wife, I know that the money has not yet been returned.

Please take an example from other casinos. You can only make a deposit with the registered name. This way you can prevent people like me from making a mistake without using the woman's credit card without knowing or having a bad thought. I also think it's nonsense anyway. My wife and I have the same cash on delivery. I could also give you a written confirmation from my wife that I can use the card. I think it's a shame because they lost a player who had fun playing in their casino.

I can also prove to you that the deposits I have made have not yet been refunded. Can you prove it that you sent it?

greeting

Edited
Automatic translation:
Public
Public
4 years ago
Translation

Excuse me, what deposits do you mean that we haven't refunded?
Please explain more.

With best regards
N1 casino

Edited
Automatic translation:
Public
Public
4 years ago
Translation

The deposits I made with my wife's credit card. That's why they didn't pay the winnings because the card wasn't mine .. so they have to send the money I deposited into their casino back to my wife's credit card. Is in your terms and conditions.

I find it very sad that you look for excuses or mistakes so that you don't have to pay out money. Then it is really not nice not to want to book back the deposited money in the casino. I feel fooled.

in a nutshell; they allow it to be paid in with the partner's credit card (approx. 300 euros), take back the winnings I made (profit 700 euros) and then they want to keep what they have paid (300 euros).

That means you allow credit cards to play with afterwards; "We don't pay out the winnings and you can't get your money back." I'm sorry but that's kidding until I can't.

I am concerned with the paid 300 euros. It may be little for them, but for me it is a lot of money.

greeting

Edited
Automatic translation:
Public
Public
4 years ago
Translation

Dear Gökhan,

We are sorry that you have had such a negative experience.
I try to explain again: Only the card holder can contact his bank regarding the repayment. This means that your wife must contact the bank to inquire about all the information.

With best regards,
N1 casino

Edited
Automatic translation:
Private
Private
4 years ago
Translation
Sensitive information

This post has been made private by Casino Guru. It contains sensitive information meant to be seen only by the involved parties.

Public
Public
4 years ago

Sorry, but we can not discuss it with you. Refund is possible only after the owner of the payment account has contacted the bank. The Company is not responsible for the lost funds deposited from third party accounts. 

Best regards, 
N1 Casino

Edited
Public
Public
4 years ago
Translation

So my wife has to contact the bank first and ask them for the money? Then will you refund the money?

Edited
Automatic translation:
Public
Public
4 years ago
Translation

Another question to N1 Casino. Is a proxy sufficient? So a power of attorney from the bank that I can use the card? Would you possibly pay out my winnings then?

Edited
Automatic translation:
Public
Public
4 years ago
Translation

You want to be kidding me. Your terms and conditions, all of you is just a joke. My bank says we need to get in touch with YOU. And you say something else .. GREAT!

file
Edited
Automatic translation:
Public
Public
4 years ago

N1 Casino, 

 

I would like to know why those deposits weren't returned. You are not following your own T&Cs. Please reconsider refunding all of the deposits as we believe that it is not the player's or his wife's responsibility to contact the bank if money was never sent.

 

We are extending the timer by 7 days. If the casino fails to respond in the set time frame, we will close the complaint as ‘unresolved’.

Edited by a Casino Guru admin
Public
Public
4 years ago
Translation

It’s just amazing. Money is not paid out and then the money deposited is no longer refunded. Weak very weak N1!

Edited
Automatic translation:
Public
Public
4 years ago

Hello Gökhan,

 

We discussed your case with our team and with Maryna. Unfortunately, your wife's bank decided not to cooperate and there is nothing we can do in this case. You breached the casino's T&Cs in the first place, so we cannot punish the casino for it and I have to reject your complaint. 

 

We could only try to contact the casino to find some other solution, which sadly wasn't possible. I apologize, I couldn't help. I can only recommend you to avoid situations like this in the future by depositing solely with your own credit card and also following the casino's T&Cs.

flash-message-reviews
User reviews – Write own casino reviews and share your experience
Forum_alt
Join the discussion on our Forum and meet casino players from all over the world
scamalert_1_alt
Casino Guru employees will never ask for your password or seek access to your casino or bank account.
Follow us on social media – Daily posts, no deposit bonuses, new slots, and more
Subscribe to our newsletter for newest no deposit bonuses, new slots, and other news