16 Jan 2026
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Find your best casinoSiirto is Finland's answer to the mobile payment revolution. Users can make real-time transfers through a reliably identified phone number, and the service is supported on various banking apps in the country.
It's also possible to use Siirto to pay merchants, and some online casinos accept Siirto as a way for players to make deposits. Read on to find out more about how Siirto works, its pros and cons, and how you can find the best Siirto online casino to play on.
Siirto is the brainchild of Automatia, a shared venture between leading Finnish banks. With the rise of instant payment apps such as TransferWise and Venmo towards the end of the 2010s, there was a pressing demand for a Finnish equivalent, and Siirto gladly filled the slot.
In March 2017, the service began operating and Finnish banks started to build their own applications on Siirto's transfer technology. It quickly became a hit with payments taking a matter of seconds, instead of days under the traditional transfer system. All users needed was the phone number of the recipient, who also had to be a Siirto user, for the transfer to take place.
In the months that followed, Siirto became more popular thanks to its participant banks adding various perks to the service: users could donate to charities and receive their salary via Siirto-affiliated apps - they could even pay for taxis as 1,250 Helsinki cabs signed up to the service in 2018! Users now didn't even have to log into their online bank account to make the transfer, they just had to click 'transfer' in the app to make the payment.
By the end of 2018, Siirto boasted more than 750,000 users and had processed more than €200 million of payments that year. In 2020, its service extended to all banks in Finland, not just those part of Automatia, so that any Finnish user with a bank account could use Siirto to make instant payments.
Siirto's main selling point is its ability to transfer money between accounts at the click of a button. Banking customers expect this service nowadays, and Siirto lives up to the demand with a fast, efficient operation that feels more like sending a WhatsApp message than a bank transfer.
It's also extremely safe. Payments are guaranteed to arrive in the recipient's account, unless you're unlucky enough to have the wrong number saved. The service follows the strict security measures of the banks involved, which often involves 2-Factor-Authentication (2FA), to keep fraudulent transfers to a minimum. User account details are also concealed, as there's no need for any third party to know them.
Siirto also doesn't charge fees to the user directly, so there's no need to worry about hidden costs. Instead, they charge the banks for using their service, the costs of which are built into the commission the bank takes for each transfer. On the other hand, customers might be disappointed to find out that Siirto is exclusive to Finland.
Using Siirto to make online casino deposits is straightforward: you can send money from your bank account directly and the amount should arrive in your casino balance right away.
To begin, you need to ensure that you have an account with your chosen casino. With most casinos this should only take a few minutes before you're ready to go. Once set up, the process should go as follows:
While deposits are available for all Siirto casinos, withdrawals are a different matter. While possible to access your money this way, it very much depends on the casino in question. If there is a withdrawal option, then you follow a similar process to above. If not, then you'll have to find an alternative payment method in order to receive your funds.
You're probably on this page to find a reliable Siirto casino to play on, and Casino Guru can help you with this. Our filters, rating and reviews will help you navigate our database and discover the best ones.
Starting with the filter system, go to the top of the page and check out the tabs above the list of casinos. If 'Recommended' is highlighted, you'll have the very best Siirto casinos on display, according to our team of experts.
Choosing the 'Newly opened' tab next to it will give you the most recent Siirto casinos on our system, while the 'All' tab brings up the full list of sites that accept Siirto deposits.
If you're wondering how we review and rate casinos, then check out our 'How we review online casinos' article for the full lowdown.
Online casino bonuses are very popular as they allow players the chance to get to know a casino and try out its games. If you want to find out which Siirto casinos offer deposit bonuses or no deposit bonuses, the Casino Guru website will help you with that, too.
The first way is to visit our list of casino bonuses and click on 'Siirto' in the 'Payment Method' filter there. You'll then have a full list of bonuses offered by Siirto casinos. To arrange these by the type of bonus, go to the 'Bonus Type' section and choose which one you'd like: for no deposit bonuses, for example, select the 'No Deposit Bonus' option. The alternative way is to go to the list of no deposit bonuses and check the 'Siirto' box there.
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