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Multibanco is an interbank payment network that links the operations of 27 banks in Portugal. It's operated by a society made up of members of those banks, known as the Sociedade Interbancária de Servicios (SIBS) and is responsible for around three billion transactions a year.
By far the most prominent network in Portugal, consumers can make virtually any kind of internet payment using it, including online casino deposits. This page will help you identify the best Multibanco casinos to play on, how to make a deposit into them and the bonuses they offer. You'll also read about the history of the Multibanco system and the pros and cons of using it.
When Portugal's major banks got together back in the mid-1980s, they started off small. Known collectively as SIBS, they installed 12 ATMs in the country's two largest cities, Lisbon and Porto, so that customers could access their cash without going into an office.
The number of ATMs grew steadily over the years. They offered more than bank machines in many other countries: people could make payments and top up their phones, instead of just checking their balance and withdrawing money. By the end of 2014, there were 12,700 units across Portugal, and these were responsible for around 900 million transactions per year.
By this point, Multibanco had joined the digital age, too. MB Net allowed users to make online payment via a virtual debit card, operated by Mastercard, Amex or Visa depending on the system. They simply entered their bank details to load it with funds and then used the card to buy internet goods and services.
MB Way came about later. This was the name of Multibanco's app which offered the same service as MB Net with upgraded features, such as instant transfers between connected devices, QR code payments and contactless transactions. Customers could even withdraw physical cash with their mobiles by scanning a QR code at an ATM.
Today, Multibanco is one of the largest payment processors in Europe and is responsible for transactions worth more than 4.5 billion euros per year, according to its website. It's not hard to spot its logo while browsing the web and you may have seen it as a payment option in your favorite online store.
When we talk about positives of banking services, or banks in general, then safety is normally at the top of the list. We want our funds to be protected and to go where we want them to go. Multibanco scores highly in this regard, as sensitive banking information is kept out of the equation. The virtual card acts as a safeguard between your account and the vendor, so they never know your details. It's also useful for people who want to control their spending, as the customer sets the card limits and can stay out of overdraft and loans if they choose.
Multibanco's service is also extremely quick and versatile. Its modern technology means that transactions are instant, while its use of QR codes offer users flexibility with their payments – with just a scan of their mobile device they can buy almost any kind of product or service, from a new TV to long-distance flights.
Users also don't have to pay any added fees for using the service. The only charges they might incur would come from their bank or another third party.
However, an obvious downside to Multibanco is that it's only available to people with a Portuguese bank account, so people based elsewhere would have to find an alternative payment method to use.
If you have an active MB Net account, then you're ready to make a deposit into a casino that accepts Multibanco payments. The process should only take you a few minutes and you can have money in your casino account after the following steps:
The transaction is normally very fast, and the funds should appear in your casino balance within moments. If it takes much longer, then contact your bank or the casino to see if there's a problem.
Multibanco withdrawals are also possible, and the process for these is very similar to the process above. However, not all Multibanco casinos allow you to do this, so check their terms and conditions or contact the customer support first.
Making sure you find a safe casino to play on is imperative, and Casino Guru can help you to do this. Our rating and review system scrutinizes casinos in terms of their customer service, their ability to pay out big wins and the features they offer to players.
You can find the Multibanco casinos that score highest in our assessment by selecting the 'Recommended' tab on this page. These are the most likely to give you a fantastic playing experience.
Selecting the 'Newly opened' tab, meanwhile, will show you the new casinos on our database that accept Multibanco payments. Often, these have some tempting welcome bonuses for players as they try to make a positive reputation for themselves. Of course, you can also select the 'All' tab to see a complete list of eligible sites.
Note: For an in-depth look at how we carry out our analysis, take a look at our How we review online casinos guide to see how we arrive at our final ratings.
As an online casino player, it's worth knowing how to find bonuses as they can offer you a little extra something when you sign up to a new site. Multibanco casinos offer several types of these, including deposit bonuses after you put money down, or no deposit bonuses where all you need to do it register.
To find these deals, start by visiting our list of casino bonuses, and selecting the 'Multibanco' filter there. You'll see the full list of Multibanco bonuses here, which you can then narrow down according to their type. To see only no deposit bonuses, for example, just choose the 'No Deposit Bonus' box in the 'Bonus Type' section. You can get the same offers by visiting our list of no deposit bonuses and choosing 'Multibanco' there.
Any bonus that you find should be valid for you to use thanks to our team's hard work in keeping them up to date.