Where to Get the Best Casino Payouts Online in the US (2025 Guide)
William M.
Author
William Macmaster
Content Editor
William brings 8+ years of experience in the online gambling industry to our coverage of the US market. He reviews real money and sweepstakes casinos in detail, ensuring you get trusted insights on regulations, rewards, and where it's worth playing.
Many players think the 'best payout' casinos are those with the highest RTP, but that's not always true. These figures can't be verified (and anyone who claims otherwise isn't honest). Our 2025 list focuses on real payout performance, verified through withdrawal speed, reliability, and Safety Index data. Find the real best-paying casinos here.
31 casinos found
All casinos
Browse the entire Casino Guru casino database and see all casinos you can choose from. If you want to leave your options open, this is the right list of casinos for you. It might take you longer to find the best option though.
Casino has its website localized to English language.
English customer support
This casino claims that they are able to communicate with customers in English language. However communication in English language may be restricted to emails.
Casino has its website localized to English language.
English customer support
This casino claims that they are able to communicate with customers in English language. However communication in English language may be restricted to emails.
Important:
Low daily withdrawal limit (less than $500)
This casino applies a low withdrawal limit (less than $500 per day). Because of this, it might take you a long time to withdraw your funds if you manage to win big.
Important:
Very low withdrawal limit
This casino has a very low monthly withdrawal limit, which means that if you happen to win a larger sum of money, it will take a much longer time to withdraw the winnings from your account.
Wide range of bonuses both for new and loyal players
Good selection of game providers
Live chat support is available 24/7
Huge casino popular in the USA
Wide range of bonuses both for new and loyal players
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Casino has its website localized to English language.
English customer support
This casino claims that they are able to communicate with customers in English language. However communication in English language may be restricted to emails.
Players must be 22 or older, in order to register and play
Lottery is available
Limited selection of games
Players must be 22 or older, in order to register and play
Medium sized casino targeting US
Lottery is available
Limited selection of games
Bonus:
Not Available
Website:
1 language
Live chat:
1 language
Customer support:
1 language
Available games
Show all
Slots
Roulette
Blackjack
No betting
Video poker
Bingo
Baccarat
No jackpot games
Live games
No poker
No craps
Keno
Scratch cards
No eSports betting
Crash games
Payment methods (11)
Show all (11)
Language options
English website
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Casino has its website localized to English language.
English live chat
This casino claims that it operates Live chat in English language at least few hours every business day. This may be great advantage for you when solving any issues.
Top paying US online casinos – December winners revealed
Our 2025 best payout casino rankings casino reviewed for payout speed, reliability, and fairness. These expert ratings highlight which casinos deliver fast, secure withdrawals without delays or hidden terms. Depending on where you are playing from, you will need different casinos found on this page. The majority of players will need our top sweepstakes casinos directly below, but if you are from a regulated state, you can find our favorite real money casino here.
Real Prize – Our best paying sweepstake casino for 2025
When it comes to redemptions, Real Prize sets the bar high. With a 9.8 Safety Index rating, players can trust that payouts are secure and consistent. It ranks among the top 2% of all casinos reviewed, making it one of the most reliable sweepstakes platforms for cashing out.
Payout requests are handled with transparency, and while not the very fastest on the market, they're backed by strong player trust. The minimum redemption is 45 Sweeps Coins for Gift Cards, which is slightly more accessible than the industry norm of 50-1000.
In our tests, Real Prize emerged as the strongest overall choice for payouts, combining safety, low redemption limits, and consistent reliability in a way that most competitors can't match.
Why Real Prize payouts stand out
Trusted redemptions – A 9.8 Safety Index puts them in the top 2% of all casinos, with unresolved complaints for delayed or slow payouts affecting the score.
Low redemption threshold – A 45 SC redemption for gift cards is lower than the 50-100 SC industry average, and lower than McLuck and Crown Coins.
Proven reliability – Despite being only in their second year, they have a consistent, transparent payout process unlike many other newer operators.
What holds it back
Average processing speed – Withdrawals may take several business days, slower than Crown Coins (24–48 hours) or Fortune Coins (2–5 days).
🧠 Expert opinion: I recommend Real Prize to any players who prioritize peace of mind with redemptions. With a straightforward process and a very low redemption threshold, when it comes to payouts, it's one of the most dependable operators around.
Funrize – Fast payouts with standout transparency and consistently smooth redemptions
With a Safety Index of 8.8, Funrize is positioned among the more reliable sweepstakes casinos for payouts, supported by a long track record of smooth redemptions and clearly communicated rules. While not a top-tier operator, Funrize consistently outperforms many mid-level competitors thanks to its transparent terms and generally fast withdrawals.
Most Funrize cashouts arrive in 2 to 5 business days, which puts it ahead of operators like WOW Vegas and McLuck (both 5 to 7 days) and just behind fast paying leaders such as CrownCoins, which often processes within 24 to 48 hours. Player feedback rarely mentions denied or significantly delayed redemptions, reinforcing Funrize's reputation for dependable payouts.
Where Funrize sets itself apart is clarity. Unlike Hello Millions, which provides limited detail on thresholds and speeds, Funrize openly publishes its requirements, including a 100 SC minimum withdrawal, and maintains consistent communication if verification is needed. This upfront transparency creates a smoother experience than players may find at platforms that obscure redemption rules in fine print.
However, Funrize's biggest drawback is its low daily withdrawal limit, which is typically less than 500 dollars. This is significantly more restrictive than most sweeps casinos, which usually allow much larger daily or weekly redemptions. While the limit will not impact casual players, it may frustrate users who redeem frequently or in higher amounts.
The combination of a standard 100 SC minimum and a relatively low payout cap makes Funrize less flexible than competitors such as McLuck or NoLimitCoins for players who prefer larger withdrawals.
Why Funrize payouts stand out
Clear payout rules – Funrize publishes all redemption terms upfront, offering more transparency than Hello Millions or Fortune Coins.
Fast processing times – Typical 2-to-5-day payouts place it ahead of WOW Vegas and several other mid-tier sweepstakes casinos.
Consistent reliability – Player reports confirm smooth, dependable redemptions with few issues or denials.
What holds it back
Low daily withdrawal limit – The daily cap under 500 dollars is far more restrictive than most competitors and limits larger cashouts.
🧠 Expert opinion: In my experience, Funrize delivers exactly what it promises: clear terms, fast payments, and dependable redemptions. The low daily withdrawal limit is its biggest weakness, but for everyday players making modest cashouts, Funrize remains a solid and trustworthy choice.
NoLimitCoins – Ultra fast redemptions with one of the lowest SC thresholds in the industry
NoLimitCoins' Safety Index of 8.0 indicates the site as a secure, above average sweepstakes casino with a strong emphasis on quick redemptions and low withdrawal barriers. It does not reach the trust levels of market leaders like Real Prize or High 5 Casino, but NoLimitCoins consistently outperforms competitors in payout accessibility and processing speed.
The platform's 10 SC redemption minimum is one of the lowest in the industry and dramatically more accessible than the 50 to 100 SC minimums required by most sweepstakes casinos. It sits in the same ultra-low tier as McLuck's 10 SC gift card redemption, but with the added benefit that NoLimitCoins applies this threshold broadly. Players looking to redeem small winnings will find NoLimitCoins far more flexible than Stake.us (100 SC minimum) or WOW Vegas (100 SC for cash and 25 SC for gift cards).
NoLimitCoins also stands out for speed. Most withdrawals are completed in 24 to 72 hours, putting it in the same fast payout category as Crown Coins and ahead of mid-tier platforms like Jackpota, Hello Millions, and Fortune Coins, which commonly take 3 to 7 days. Player reports frequently cite rapid approval and same day processing when verification is complete.
Its biggest limitation is its smaller operational size compared to major brands. While redemptions are fast, the platform does not have the same breadth of support staff, meaning response times during peak periods can vary. Additionally, some users note that the verification request can be triggered more frequently than on larger platforms.
Why NoLimitCoins payouts stand out
Extremely low redemption minimum – A 10 SC threshold beats most competitors and ties McLuck for the most accessible cashout requirement.
Fast withdrawals – Typical 24-to-72-hour payouts outperform WOW Vegas, Jackpota, and Fortune Coins.
Strong reliability record – Player feedback highlights consistently smooth redemptions with few complaints.
What holds it back
Smaller support infrastructure – Customer response times may lag behind platforms with larger teams.
🧠 Expert opinion: My experiences with NoLimitCoins have been extremely positive. The low 10 SC minimum and consistently fast payouts make it one of the easiest platforms for redeeming smaller wins, and withdrawals always arrived quicker than expected.
DraftKings Casino – best overall payout casino for real money in the US
With its 9.8 rating within our Safety Index, DraftKings is our top pick for the best overall payout casino in the US. The Casino Guru Safety Index shows a strong record for fast withdrawals with very few reports of blocked or delayed payments. This is impressive for a casino of this scale.
The brand has lower minimum withdrawals and fast returns, making it a solid solution for players who don't want to wait to cash in wins. Online banking, PayPal, Venmo, Trustly, and Apple Pay all have $1 minimums, so it's easy to remove funds no matter the size of your win. Sites like BetMGM and Caesars have higher $10 limits for withdrawal, so you must wait longer before you can cash in prizes.
Several DraftKings banking methods allow for payouts within one day, giving players quick access to their funds. This sets it apart from many online casinos in the USA that can take two to five business days and often require higher minimum withdrawals. Caesars, for example, take longer on average, particularly when relying on ACH or mailed checks, which can extend withdrawal times to several days.
DraftKings also stands out with its range of payment options, offering around a dozen deposit methods and nearly as many withdrawal choices, including PayPal, debit cards, and Apple Pay. FanDuel and BetMGM offer competition for withdrawal speed, but they generally support fewer total methods.
Pros
Secure payment methods – DraftKings offers around 12 deposit methods and 8 withdrawal options; many competitors only support 6–8 in total.
Minimum withdrawal can start at $1 – Several DraftKings methods, including online banking and PayPal, allow withdrawals starting at just $1. That's far lower than the industry average, where minimums often fall between $10–$20.
One-hour to 1-day withdrawals available – DraftKings offers 24-hour processing for online banking, Trustly, and Apple Pay cashouts. Many casinos, including Caesars and BetMGM, average 2–5 business days for standard withdrawals, with only select methods clearing in under 24 hours.
Withdraw sports and casino wins – The casino allows players to withdraw winnings from both its sportsbook and casino under the same wallet, making it easier to manage funds, whereas some operators still separate platforms, which can complicate withdrawals.
Cons
Long wait time for check withdrawal – DraftKings check payments can take 3–14 business days, which is in line with industry norms but much slower than e-wallet or cage withdrawals.
High bank wire payout minimum – Bank wire payouts require at least $20,000, much higher than the industry average minimum of around $500–$1,000 at competitors like Caesars or BetMGM.
Expert insight: After testing DraftKings, I found the payouts to be consistently fast and reliable, with most withdrawals reaching me in under 24 hours, far quicker than the typical two-to-five-day industry average. DraftKings delivers one of the most dependable payout experiences available.
📌 Best payout vs. fastest payout: what's the difference?
When players talk about the "best payout," they often confuse it with the "fastest payout." In reality, they measure different things.
Best payout casinos are the most reliable. They pay players on time, honor withdrawal requests without issues, and score highly on fairness metrics such as the Safety Index. This focuses on high payout rate rather than speed.
Fastest payout casinos are judged purely on withdrawal times. True fast payout sites deliver winnings in under 24 hours, compared to the industry average of 2–5 business days. Fewer than 25% of US online casinos currently meet this gold standard.
The "best" payout process ensures that winnings actually reach you, without hidden terms, excessive verification delays, or ignored complaints.
For example, FanDuel ranks among the best because of its high Safety Index score and consistent record of paying players fairly. Meanwhile, BetRivers leads in raw speed with its automated RushPay approvals, which clear most withdrawals in minutes. This beats the 1–3-day manual review queues still common at sites like Caesars and BetMGM.
Ideally, you want a casino that meets both definitions: trusted payouts with no problems and fast delivery of winnings. Many casinos prioritize one side but platforms like FanDuel and DraftKings manage to check both boxes, offering quick withdrawals paired with strong licensing and a track record of dependable payouts.
The method behind the money: how we select top payout casinos
We provide information only on the highest payout online casinos, determined by measurable payout metrics and independent evaluations we create our casino reviews based on a number of factors. Let's take a look at what we consider.
Tracking the cash: why the overall payout rate guides our selections
A casino's payout rate is affected by its range of real money casino games, including slots, video poker, table games, and live dealers. Casinos with a strong library of high-Return to Player (RTP) games naturally have higher payout rates than those with lower RTP titles. This is evaluated as follows:
RTP – The Return to Player (RTP) percentage is a theoretical measure that indicates how much a game is designed to pay back to players over the very long run. For example, a game with a 97% RTP is expected to return an average of $97 for every $100 wagered — but this figure is calculated across millions of spins, not in a single session.
Average RTP to high performers – The average RTP for a game is 95-96%. This is a solid return rate, but a high performer with a 97-98% RTP is going to offer better payouts over time.
Land-based US casino – It's important to consider land-based RTPs, as games typically range from 88-94%. This is lower than online due to operating costs and market factors.
Always check the RTP before you start playing. Focusing on high-RTP games like video poker, blackjack, and some slots can stretch your bankroll and improve your long-term returns.
💡 Expert tip: Look beyond just RTP and check volatility. A high-RTP slot with high volatility can drain your balance quickly. If you're on a budget or want steady payouts, stick to low or medium-volatility games with solid RTP.
Only if the bonus is fair: low wagering, higher value
Bonuses can boost your bankroll, but they only hold real value with low wagering requirements. The best offers require 1x–10x playthrough, making winnings far easier to withdraw.
In contrast, 30x–50x requirements are hard to clear. For example, a $100 bonus at 30x means wagering $3,000, while the same bonus at 1x only requires $100.
Some of the best low-wagering casinos include BetMGM, Caesars, and BetRivers, all of which offer top welcome bonuses with just 1x playthrough. For sweepstakes casinos, sites like McLuck, Real Prize, and Pulsz stand out with 1x Sweeps Coin playthroughs, making redemptions fast and simple.
Cashback and comp points add even more value. BetRivers offers up to $500 back on first-day net losses, while ongoing rewards programs at BetMGM, Caesars, and BetRivers provide comp points redeemable for bonus credits or perks. Even low-stakes players benefit, while regulars see bigger long-term returns.
👉 Expert tip: Always choose casinos with clear, transparent bonus terms. Sites that make it easy to understand wagering requirements and withdrawals earn higher Safety Index scores and are safer for players.
Payout trouble? Here's how it drags down a casino's safety score
In our database, we track customer complaints about withdrawals and factor this feedback into each casino's rating. Players can also use the complaints resolution section to help resolve issues when problems arise.
Casinos like DraftKings and FanDuel stand out with 9.8 and 9.7 Safety Index scores, and each has a proven history of paying players on time. They consistently use trusted banking methods, such as PayPal, online banking, and VIP Preferred, to process withdrawals quickly and reliably. A strong payment track record is essential, as it ensures you won't run into payout issues in the future.
By contrast, sites like Horseshoe Casino highlight why caution is needed. The casino reserves the right to confiscate funds from dormant accounts and enforces high withdrawal limits, which can cause issues for budget-conscious players.
💡 Expert tip: We are strict with casinos, but they are not always to blame. If they cooperate, provide accurate information, and work with us to resolve issues, their rating reflects that.
Licensed, audited, trusted: it all starts here
Those who play from regulated states, real money casinos should be able to find licensing attached to the sites they play at. For sweepstakes casinos, you have to take a closer look at their track record and credentials. If you are playing at a new sweeps casino site, it can be harder to do. In these instances, check whether our team has reviewed them, as we can help you determine their reliability.
However, all casinos must be independently audited to be considered safe for players. Testing labs like eCOGRA, GLI, and iTech Labs ensure games run correctly; outcomes are random, and RTP figures are accurate.
US online casinos and sweepstakes casino sites that clearly display this information provide a starting point for trust. Players can review the data and rest assured that the site features games with fair outcomes.
Slots, table games, and live dealer games should always deliver random results, ensuring fairness across every session.
👉 Expert tip: Sites that show their general Terms & Conditions in clear language usually earn a better Safety Index rating. Always check if a casino lists its license, audit seal, and RTPs. If this information is missing, consider playing somewhere else.
Pay your way: why great banking options boost a casino's score
A casino's Safety Index is strongest when it offers regulated, reliable casino payment methods like debit/credit cards, bank transfers, and e-wallets. Top brands such as DraftKings and Caesars use these methods to guarantee fast, traceable payouts. This is especially true if you choose PayPal or , as both are among the quickest options.
By contrast, casinos that rely heavily on cryptocurrency (e.g., Bovada or Stake.us) may offer fast transactions but lack consumer protection and often operate outside US regulations.
Many new online casinos are launching with crypto capabilities, so you need to consider this more than ever before.
👉 Expert tip: Before depositing, understand how your chosen payment method works, including fees, limits, and dispute handling: research reviews and player forums. If reliable information is scarce or negative, walk away.
The vibe check: why the overall experience can make or break a score
Clean design and smooth navigation are key to a positive gaming experience. A confusing layout or slow load times can quickly ruin a session, while mobile play should feel natural rather than a scaled-down desktop version. BetMGM and DraftKings are known for smooth desktop navigation, while many Caesars Casino players prefer the mobile casino app and updated platform design.
Customer support also plays a significant role in trust. Long-running casinos in the USA tend to be more transparent and honor payouts without issues. Borgata, BetMGM, and Caesars often respond to live chat in under a minute, which players value, while DraftKings and FanDuel may take 10 minutes to several hours, as their support teams also cover sports betting and fantasy.
Player reviews tell the rest of the story. Reports of smooth withdrawals and helpful support increase trust, while repeated complaints raise red flags.
👉 Expert tip: Before joining, test support and explore the banking, game, and promotions sections. Reading reviews and spotting red flags early ensures you only sign up with casinos that deliver on payouts and service.
How can casino improve payout processes; an insight from our expert
Our complaints specialist has put together 3 of the three most frequent complaint topics regarding payments and how operators could reduce the number of complaints in each area:
1. Delayed Payment
"Most payout complaints stem from unclear processing times and poor communication. Operators could significantly reduce these complaints by setting realistic withdrawal timelines, displaying them clearly on their websites, and proactively updating players about any delays before they need to ask."
2. Verification
"Verification delays are often due to last-minute document requests. Casinos that verify players early — ideally right after registration or first deposit — and clearly explain which documents are needed and why, experience far fewer complaints later on."
3. Self-Exclusion
"Many self-exclusion disputes occur because limits or closures aren't applied quickly or consistently across all linked accounts. Using automated systems to enforce self-exclusion immediately and maintaining transparent, well-trained support teams can help prevent these sensitive cases."
Petronella Kontos, Head of Complaints at Casino Guru
Casino payout rates, demystified: what every player should know
Payout rates aren't guesswork. They are calculated, tested, and published so players can make informed choices. Once you know how to read these numbers, you can pick games that give you the best shot at holding on to more of your winnings.
Behind the numbers: how RTP (return to player) is really calculated
The RTP of a game is based on millions of simulated spins or hands. Game providers like Microgaming and NetEnt run tests and publish RTPs for transparency.
A slot with 96.1% RTP means that over time, the game will, theoretically, return around $96.10 for every $100 wagered. The remaining amount is considered the house (casino) edge.
Check the game info section or provider site to locate the official RTP before you play. This information will help you select games with stronger long-term returns.
House edge 101: why it's the key to playing smarter
The house edge is the percentage the casino expects to keep from gameplay. It is equal to 100% minus RTP. So, if a game has a 96% RTP, the house edge is 4%.
Lower house edge games are better for maximizing payout value for the player, long term. Classic blackjack games can have a lower house edge of 3% or less, with European and French roulette offering an even lower percentage of 2.70% and 1.35%.
Slots can have a higher house edge based on the RTP, with games typically featuring 4-6% for the house.
Selecting games with a lower house edge gives players better odds of keeping their balance intact compared to titles tilted heavily in the casino's favor.
The bonus trap? How promotions impact your payouts
Promotions affect earnings depending on their terms. Most bonuses come with wagering requirements that must be met before withdrawals. On average, US casinos set wagering at 20x–30x, though requirements can range from 0x up to 50x.
For example, a 100% match bonus on a $100 deposit with a 40x requirement means you'd need to wager $4,000 before cashing out $100. By contrast, a 5x requirement would only need $500 in wagers, while a no-wagering bonus allows you to redeem winnings without meeting any rollover – though other stipulations may apply.
It's also important to look at caps or bet limits that can reduce potential payouts. Some casinos restrict the maximum you can win or limit the size of qualifying bets, so always check the fine print before committing.
Top online casinos with low wagering requirements include:
BetMGM Casino – $25 no deposit bonus includes 1x playthrough.
Caesars Casino – $10 no deposit bonus includes 1x playthrough.
Spin, deal, or roll? Finding the games that payout
Below are a few of our top picks for high RTP slots, video poker, classic table games, and live dealers. Use the information to locate these games at trusted US casino sites.
High-RTP slots worth spinning
Locating the best online slots with high RTPs can increase your prize potential, especially if you can find 97%-99% gaming options. Below are a few examples to get you started with slot play.
Top slots performers:
Slot Game
Blood Suckers
White Rabbit Megaways
Starmania
Halloween Fortune
RTP
98%
97.72%
97.86%
97.06%
Reels
5
5
5
5
Volatility
Low
High
Low-medium
Medium
Max Win
1014x
10,000x
500x
10,000X
Features
Free Spins and multipliers
Megaways up to 248,832
Up to 500x wins
Witches' Brew Bonus round (free spins)
Where to Play
DraftKings Casino
BetMGM Casino
Caesars Casino
BetMGM Casino
It isn't easy to find newer games with an RTP higher than 96%. The games above are considered classics and may have older theming or more standard features, but provide lower house odds than the newer, flashier titles. You should find free online slots to get used to the mechanics of these games to best utilize the high RTPs they offer.
Volatility explained:
High volatility = rare, big wins – choose slot games with high volatility if you are open to fewer wins but larger prizes. Games won't pay out often, but when they do, the prizes can be pretty significant.
Low volatility = frequent, smaller payouts – Play lower volatility games when you want consistent payouts and are okay with lower prize wins.
No matter which type of game you select, you won't be guaranteed a win. The volatility determines how often and how large a prize might be when activated at random. I recommend you play free casino games first so that you know how basic strategy and avoid any common mistakes beginners make.
👉 Expert tip: I match volatility to my bankroll and mood. With a larger budget, I'll chase high-volatility slots for big jackpots. On smaller sessions, I stick to low-volatility games for steady payouts. Checking volatility in the game info helps me manage expectations and stretch my balance.
Best video poker games for payout seekers
Play smarter with our top video poker selections. These games deliver premium payouts, strong odds, and more chances to maximize your returns.
Top picks:
Jacks or Better (99.54% RTP) – The most popular video poker game, Jacks or Better pays out on any pair of Jacks or higher and has one of the lowest house edges in the genre. With a 99.54% RTP when played optimally, it's a top choice for players seeking strong returns. You'll find great versions of this game at BetRivers and DraftKings.
Double Bonus Poker (99.11% RTP) – This variation adds extra excitement by doubling payouts on all four-of-a-kind hands, creating the potential for larger prizes. While its RTP is slightly lower at 99.11%, it remains a strong option for skilled players. DraftKings offers several versions with a wide range of buy-ins to suit different budgets.
The key difference in video poker games comes down to full-pay vs. short-pay versions. Full‑pay machines offer the best possible payouts, while short‑pay machines reduce the return by changing the paytable.
👉 Expert tip: Learning basic video poker strategy is essential to maximize RTP. Even small mistakes can cost you long-term returns.
Classic table games with competitive odds
Look for table games with a low house edge to boost your odds. With smart strategy, these classics offer some of the best chances to win.
Blackjack, baccarat, craps, and roulette — how they compare:
Game & Best Strategy
RTP (%)
House Edge (%)
Key Points
Blackjack (basic strategy)
Up to 99.5
~0.5
Best odds among classic table games
French roulette
98.65
1.35
Single zero; better than American roulette
Baccarat (Banker/Player bets)
98.94
1.06
Avoid Tie bet (14.36% house edge)
Craps (Pass Line/Come bets)
98.59
1.41
Don't Pass/Don't Come slightly better at 1.36%
Best picks:
Classic blackjack – This game is good for strategy players as the dealer receives only one face-up card initially. The second card is only revealed after players have completed actions. Many versions of this game have a house edge of 0.40%. Play Classic Blackjack at several online casinos, including DraftKings and BetMGM, with a higher 96%+ RTP.
Standard baccarat – Play classic baccarat at most US-based online casinos, including FanDuel, with options including low-limit tables starting at 0.20 per play. Games can have a high 98.94% RTP when you select the Banker or Player wager.
French roulette – Players often select this variation of roulette as it includes La Partage rules and has the lowest roulette house edge of 1.35%. Almost every US online casino site offers this game, including Caesars, BetRivers, Golden Nugget, DraftKings, and BetMGM.
Craps – The average RTP of online craps games can range from 98.5% to 99.5%. The percentage will vary based on the wager you select. Don't Pass/Don't Come bets have lower odds at 1.36%.
👉 Expert tip: Look for tables with favorable rules, such as 3:2 blackjack and "La Partage" in roulette. Games that favor the player are always better to play, especially if you are new to iGaming.
Live casino favorites
Live casino games are popular for their immersive, real-time play. Below are top titles with high RTP and low house edge, offered at the best payout casinos with buy-ins for every budget.
Live dealer RTPs to know:
Lightning Blackjack – 99.56% RTP: This game includes standard blackjack play but offers enhanced features, including multiplied payouts on winning hands. You have more ways to win than just hitting 21. At Caesars, this game offers play limits of $1 to $5,000.
French Roulette – 98.65% RTP: Play French Roulette at DraftKings and find a lower 1.35% house edge. Bets start at $50 and go as high as $10,000 for big spenders. The game is also connected to progressive jackpots for more ways to win.
Dream Catcher – 98.56% RTP: Play this game at FanDuel and select which section of the spinning wheel the round will end on. The game includes multiplier boosts that can trigger bigger wins.
Crazy Time – 96.08% RTP: Available at BetMGM Casino, this live dealer game has a high RTP and a fun gameshow theme. Select a colorful segment wheel and bet on where the wheel will stop. Interactive bonus rounds are included, such as Coin Flip and Cash Hunt.
👉 Expert tip: We recommend sticking to classic rule sets for the best returns. You can also consider a standard strategy to increase your overall odds.
Looking beyond the classics? New-gen games to explore
Some new casino game types are now popular online. We recommend using demo mode, when available, to practice without risk and focus on titles you enjoy that offer higher payout rates.
Crash games
Crash games are high-risk, high-reward titles where multipliers climb until they "crash," and players must cash out before losing their stake. With RTP similar to slots but more volatile, these games offer rapid, unpredictable wins instead of steady low-variance returns.
Examples and where to play:
Crash Live – Hello Millions offers this version, where you place a wager and watch the multiplier climb. To win, you must cash out before the crash happens.
Crash – Players can find a simplified version of a Crash game at Stake.us, where you choose your play amount and try to cash out before the multiplier crashes. The fast pace makes it exciting but also harder to time your exit.
Fish shooting games
These mix skill and chance, rewarding players for hitting targets to collect payouts. Both random elements and player accuracy influence RTP here. Skills affect the outcome, but casinos can adjust payout models to reward engagement and longer play sessions rather than fixed spins.
Examples and where to play:
Emily's Treasure – This popular fish game is available at Fortune Coins and requires shooting skills with good aim to win prizes. Travel deep under the sea and shoot larger targets to win prizes.
Lucky Fishing – Funrize features this fish-themed game where you must hit targets to activate prizes or in-game features.
Skill-based games
Combine strategy elements, like aiming, timing, or decision‑making, with traditional casino play. RTP depends on both the base house edge and the player's skill level. These games are shifting payout models away from fixed odds toward performance-based rewards, appealing to a younger, more interactive audience.
Examples and where to play:
Mines – Play this game at Pulsz Casino and win by correctly guessing which sections do not include bombs. Those who remember the classic computer game from the 1980s and 1990s will remember similar gameplay here.
Fortune Zombie – Visit Funrize and play this shooting game, using specialized weapons to hit targets. With solid aim, you can win Gold and Sweeps Coin prizes.
👉 Expert tip: Always check the posted RTP and understand the risk curve. Skill and timing can improve outcomes in some games, but volatility and house advantage still apply. Managing your bankroll and knowing when to walk away is key.
Here's how I find and join sites with the best payouts
1. Start with a trusted casino
I start by picking a trusted casino with high RTP games from a verified list. I check for published RTPs and independent audits to make sure the site is fair.
2. Register with accurate information
Next, I register using accurate personal details to avoid any issues with deposits or withdrawals later.
3. Complete Know Your Customer verification
I completed the KYC verification by uploading my ID and utility bill, as it's the easiest form of verification. Verified accounts always get faster payouts.
4. Deposit funds with instant payment methods
I make my first deposit using whatever is fastest for me at that casino. Sometimes, it's a card, sometimes an e-wallet, and occasionally crypto for instant processing.
5. Select high RTP games
I stick to high RTP games like blackjack, video poker, and top-rated slots to extend my bankroll.
6. Read T&Cs of bonus deals
I read the bonus terms before I claim anything. If the wagering is too high, I skip it and opt for another deal or no bonus at all.
👉 Expert tip: I always test the site with a small withdrawal first. If it pays quickly and without hassle, I know I picked the right casino.
About author and fact-checker
William Macmaster
Content Editor
William is a seasoned gaming expert who focuses on real-money and sweepstakes casinos. He helps players cut through the noise with honest, experience-based advice. William believes in transparency and highlights safety, honest terms, and real value to help you choose casinos you can rely on.
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James Benson
Content Editor
James has over four years of hands-on experience working with online casinos and focuses on safety, fairness, and player experience. He checks licences, tests bonus terms, and makes real withdrawals to verify payouts. James shares his honest insights to help you make informed choices about where to play.
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