There's no shortage of payment methods for New Zealand players, with most of our listed casinos boasting anywhere from 15 to as many as 60 payment options. There's a lot to pick from, but each has its pros and cons.
When checking in at a casino, ensure you can select New Zealand Dollar as the currency and that you have chosen NZ as the country option. This will avoid any surprises when you come to deposit or withdraw. Once you do, you can pick the payment method that works for you.
E-wallets are growing in popularity, and Skrill and Neteller casinos are best known for quick transfers and high security at casinos. They work like digital accounts that store your money for easy casino payments.
This allows you to make payments online and even use a real or virtual debit card. They also keep your banking details separate from the casino, providing an added layer of safety. What I like is that, since most withdrawals are processed within 24 hours, I'm not left waiting too long for the funds to land back in my account.
Most casinos for NZ players accept e-wallets, so it's much easier for you as a player to make deposits and withdrawals. Wildz, for instance, is one of many Skrill casinos that offer e-wallet options in addition to other payment methods. You'll also find MiFinity payment options at a growing number of casinos, such as Vegasino.
The major downside to using Skrill and Neteller, however, is that many casinos don't award bonuses to players who use these methods to make payments. Double-check the terms and conditions when you deposit to see if this will be the case, as it will always be explained in the bonus or general terms and conditions of a site.
Credit and debit card casinos are a popular choice for Kiwis because almost all casinos accept them, and they're easy to use, just like you would when making any online purchase. However, the major drawback most players will meet at Visa and Mastercard casinos is that cashing out using this method can take 3-5 business days.
This is the average processing time for Mastercard and Visa casinos, as it can take time for payments to process through the system and end up in your account. Players will find similar withdrawal processing times for cards across the board.
In some cases, debit and credit card casinos process faster if you're lucky, but a few days is normal. The longer processing time is the only major drawback of this payment method, although it remains a safe and convenient option. Additionally, while its wide acceptance is convenient, players will find there aren't any special bonuses for players using this method either.
Bank transfers are one of the most secure ways to withdraw money at safe online casinos. Players enter the details for their account as if they were receiving money from anywhere else, and the casino will send the withdrawal amount directly.
Bank transfers work exceptionally well for larger amounts, so if you've been lucky on your bets and have a big win, or you're generally playing with high roller amounts, they're probably the best choice.
They're also the default or backup option at almost every casino, so if you've paid using a voucher (and so can't withdraw using it), you could then send winnings to your account directly. You can see this in action at Supabet, where bank transfers are available for withdrawals up to $10,000.
I find bank transfer casinos to be a secure choice for players who want to make direct deposits and withdrawals without relying on another payment platform, and the limits for moving money can be higher than with other payment methods.
However, just like with credit and debit cards, processing withdrawals usually takes 2–5 business days, which is far slower than the 24-hour withdrawal period you can expect with options like e-wallets. That said, it is a very secure method available in every casino, and this processing time isn't unusual. For players who are happy to wait a little bit, they're a solid method.
New Zealand has a growing number of Ethereum, Litecoin and Bitcoin casinos. Using this method, deposits are usually quick, and in most cases, withdrawals arrive in less than an hour, so you won't experience unnecessary delays getting your winnings to your account.
Crypto isn't accepted at every casino, and when it is, the coin options might be slightly limited. However, there are some standout operators, and Vegasino is one of a growing number of Ethereum casinos where you can play using several cryptocurrencies.
You can also find ETH, LTC, XRP, USDT, ADA, BTC and Bitcoin Cash casinos online. However, the average casino crypto payment method is generally limited to Bitcoin, Ethereum, Litecoin, and USDT, so be prepared to shop around if you want to use smaller cryptocurrencies.
While deposit minimums tend to be higher, ranging from $20 to $60, withdrawal limits are also relatively high, typically around $10,000, depending on the market value of the coin. This makes it comparable to a bank transfer in terms of withdrawal limits.
As values may fluctuate, it's best to keep an eye on the market. The convenience and speed of these payment methods make them an excellent choice for players who value those near-instant withdrawals.
Prepaid vouchers such as PaysafeCard are handy for making deposits at minimum deposit casinos without sharing your bank details.
They're also an excellent choice if you want to manage your spending, as you can load only the amount you're willing to play with, making it easier to stick to a budget while enjoying your gaming.
Most casinos accept voucher payments, but Wheelz is one of a handful of PaysafeCard Casinos I'd pick for simple play and easy deposits. The downside is that vouchers can't be used for withdrawals, but making deposits is quick and easy.
You might also find that PaysafeCard options are restricted at some casinos that offer voucher payments, but there's a growing number of Neosurf casino available online, including Spinbet.
Deposits with vouchers are almost instant, and you can use part of the value of the voucher instead of spending it all at one go, making them great for cautious players who want to play with a set budget.
PayPal isn't available for online casino payments in New Zealand. Although you can use it for general purchases in New Zealand, you'll need to pick a different option when depositing or withdrawing cash.
I'd recommend that players use Skrill or Neteller instead for a similar experience. They are secure and work in much the same way, using an online account. Plus, they're widely accepted, and you'll find them quite fast when withdrawing funds, with payouts usually processed within 24 hours.
If you don't want to create another e-wallet account, prepaid vouchers like at CashtoCode casinos offer privacy for players who want quick, anonymous deposits.
When playing at a casino in New Zealand, you'll want to be sure your payment method of choice works for deposits and withdrawals. Here's a roundup of options, including how they handle deposits, withdrawals, and average transaction times and limits.
| Payment Method | Deposit | Withdrawal | Avg Withdrawal Time | Typical Limits (NZD) |
|---|---|---|---|---|
| E-wallets | Yes | Yes | <24 hours | $10 – $10,000 |
| Visa & Mastercard | Yes | Yes | 2–5 business days | $20 – $5,000 |
| Bank Transfers | Yes | Yes | 2–5 business days | $50 – $20,000 |
| Crypto | Yes | Yes | <1 hour | $20 – $50,000 |
| Prepaid Vouchers | Yes | No | Instant | $10 – $1,000 |
When picking a payment method, consider the following factors to make sure you get the best gambling experience:
Depositing your money at an online casino doesn't have to be a complicated process. While the exact procedure may differ from casino to casino, you can expect it to be similar across sites.
Below is my simple step-by-step guide on how deposits usually work for me:
Deposits are usually processed instantly, with money landing in your account right away. If there are delays or errors, you should get in touch with customer support at the casino. Once you've got money loaded into your account, you can play some of the best real money games at your casino of choice.
It's good to be sure you want to play before you add money to your account. To try out thousands of games and see which you like the most, play free casino games within our game library. Once you find one you like, you can deposit at one of our reviewed and rated casinos and play for real.
Some casinos will also let you play using a no-deposit bonus, which means you don't have to pay to play on selected slots.
Withdrawing is just as easy as making a deposit. Simply follow the process listed below:
Depending on the casino and the payment method used, your cashout time will vary. E-wallets and cryptocurrencies will be the fastest, with cash typically landing in your account within 24 hours. Otherwise, expect a processing time of about 2-5 days.
I've tried a fair share of payment methods over the years, and if there's one thing I've learned, it's that speed matters. Nobody wants to wait three days to get their winnings, which is why I often play at fast withdrawal casinos when I want my winnings sooner. Out of all the options I've tested, e-wallets and cryptocurrency have been the fastest.
With e-wallets like Skrill and MuchBetter, my withdrawals have often landed in my account within a few hours, sometimes instantly. However, there's a downside to extra fees occasionally associated with e-wallet withdrawals.
I always check the payments page at the casino as well as the terms and conditions for my payment method. If there are fees, they are typically low. In theory, they could reach 7.5% on the e-wallet provider's side, though this is unlikely.
Cryptocurrency has been just as quick, if not quicker. It's lightning-fast and can sometimes take minutes once approved by the casino. Crypto payments typically incur lower fees than conventional methods, often charging a small 1-2% fee on the total withdrawal, if any. I'm a big fan of BitStarz for crypto payments, thanks to its wide range of coin options and top-quality casino experience.
Traditional methods, such as bank transfers and cards, are reliable and secure; however, withdrawals can take 3-5 business days. The plus side, though, is that they're widely accepted and easy to use.
The KYC (Know Your Customer) process is a legal requirement for licensed casinos to verify their players' identities. This process is to confirm you're who you say you are, protect against fraud, and keep your payments safe.
Basically, it's a one-time step that ensures no one else is pretending to be you. All of the best New Zealand casinos will implement checks like this, so while it can be an extra step to complete when you just want to play, it is a critical process to keep you and the casino safe.
This is how it usually works:
KYC is one of the most important but often overlooked aspects of gambling. These checks require you to provide proof of identity and address before you can initiate withdrawals. Without it, your withdrawal might be delayed or even cancelled.
For casinos, KYC is a legal requirement to prevent fraud, money laundering and underage gambling. For players, it makes sure your account and funds remain protected.
Below is a quick breakdown of how the verification process may affect your payouts:
Over time, I've picked up a few habits that make my casino payments safer and here's my checklist:
The best platforms for Kiwi players give you plenty of ways to stay in control of your gambling and your spending.
Deposit limits let you set a daily, weekly or even monthly cap. This way, you can't spend more than you planned. Time limits are just as useful, and they automatically log you out when your chosen session length is up.
You can also set cooling-off periods if you want a break from playing, which can last 24 hours or several weeks, or even be permanent in the case of self-exclusion.
If you want the full picture on Responsible Gambling and getting the most out of your gameplay, you can find more information, including helplines, information on tools to help with responsible gambling, and our Self-Exclusion Assistance Tool on our Responsible Gambling page.
Free professional educational courses for online casino employees aimed at industry best practices, improving player experience, and fair approach to gambling.
An initiative we launched with the goal to create a global self-exclusion system, which will allow vulnerable players to block their access to all online gambling opportunities.
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