Question about Gambling websites with Curaçao license using incorrect Merchant Category code (page 514)

SKINSMAGNATE

I want to share my experience with Coolzino Casino and their payment processor Skinsmagnate (Noxious Limited, UK Reg. No. 14657425) to warn others about fraudulent chargeback practices and misuse of Merchant Category Codes (MCCs) to bypass gambling restrictions.

I originally deposited funds into Coolzino Casino, but later realized they were using incorrect MCC codes to process payments, which allowed them to bypass my bank’s gambling block. Because of this, I requested a refund due to improper transaction processing. Coolzino Casino confirmed via email that they had processed a full refund, but I never received the full amount.

After waiting and seeing that my account was never credited for the full refund, I raised a chargeback with my bank under "Refund Not Received." I submitted clear evidence from Coolzino Casino showing that they confirmed the refund, yet my bank later denied my claim after receiving false documentation from Skinsmagnate, the third-party processor they used.

Skinsmagnate provided a fraudulent receipt, claiming that I had received goods or services. The receipt did not match my actual transactions, and the amounts listed were completely different from the amounts I disputed. Even worse, the address listed on the receipt was not even mine. Despite this clear discrepancy, my bank accepted Skinsmagnate’s documentation and closed my case without giving me a chance to respond.

guys I really need this transaction website to request a refund

if anyone knows it?!

This is the people who I have in arbitration they refuted my chargebacks and I have objected stating they are false receipts etc been over 30 days now as per previous posts im waiting on the outcome

Hi - does anyone have a contact for DSSERVLTD?

Hi does anybody know if KTM and kryptomin sp z oo are the same?

Anyone looking for orb its intelling.io just had this information given to me by bank

Good to know.

Thank you!

Orb = Orbexia Ltd = Intelling.io

It is support@destream.net

I never received reply from them, raised as Goods not received with my bank, merchants bank send funds back straight away to my account.

Won my chargebacks against skinsonly and gamingstore and nicheworkout just waiting for final payment to go into bank

can you please

provide me with information about those transactions

yes they are same, and KTM transactions will get reversed back to your account as a refund, that what happened to mine when they refunded me

Happy Friday😏

Thankyou! Ps CLMNT is in here I can’t remember how it’s spelt but type it in search bar at top as people have posted it! I’ve not had a response from them though!

my bank is about to initiate a chargeback on CLMNT

reason code 12.7

Category Code (MCC) under Visa Chargeback Reason Code 12.7 – Credit Not Processed.

I chased the bank for an update but the auto reply says as soon as there is an update we will let you know so im assuming its still pending

For everyone requesting contest of the post to be forwarded to them:

Guys I'm really sorry but every case it's different and on already different processing stage, I can not share one information to be used as it will eventually be misused and it might even end up in your being prosecuted over breaking laws in country you are. If it would be that simple I would do it but can not take responsibility of it.

As suggestion for everyone involved I can just mention that it's not worth to waste your time going after merchants on the statements. You need to stop assuming it's "you vs fraud casino" situation but more likely "you vs bank" and then "bank vs fraud casino" and that is the easiest way to proceed, believe you won't get warm welcome from any bank, after all as they will always assume at the start that "you lost money gambling and you are trying to get them back" but eventually they will be obligated to help you and they will because they have right to get this payments back and won't have to pay you with their money however they have very much to loose if they won't get involved and take some kind of actions.

I would love to help you all believe me but can not do it using the forum as I could mislead others that already taken some actions or for example made payments via bank transfer not the debit/credit card which it's bit more challenging but still can be taken care of. I can not also share my email as I would end up helping you 24/7 and can not afford spending that much time.

Hi Material girl I have been scammed big time by electric wins, they are not paying me my winnings and stopped interacting. They hide from the chat I need the email from WEBMOSAC please I need to email them

webmosaic624@gmail.com

Hey I was wondering if there was hope for transfers I have a few but not sure how to proceed any help would be brilliant

Waldo-1984@outlook.com

Is there any info on onlined dg or cyber*play.