Question about Gambling websites with Curaçao license using incorrect Merchant Category code (page 443)

What was the outcome of your case? Are you able to share which bank, transaction amount and how long ago this was. Im getting ready to put through a few chargeback claims.

happy to take this convo offline.

Anybody know contact details for nikotpf*pixelpay solut and also

Nikotpf*concord market

Nikotpf*faq solutions

Thanks

Just curious if anyone has had any luck with Revolut assisting them? I know several of you have mentioned your Revolut transactions are pretty much a write-off as they wouldn’t chargeback but if anyone has had any luck with them I’d be very interested to hear. Thanks in advance.

Are yours card payments I.e using card details or transfers made to another account?

I had minimal card payments most were transfers via open banking. Revolut refused to help me recover either as they said unlicensed gambling violates their terms of use.

I had no luck either, mine were all transfers too

Why are they so awful. 😢

Did they give you the same bot reply also about them not supporting unlicensed gambling?

Wish me luck,

Emails sent out to -pixeleum, finnart, echosyntex, elegro (3 different nikotpf* merchants), Panama web factory, and skinsmagnate.

Hopefully here back from some at least 🙏🏻

How have you got in touch with Panama web factory?

I just typed it in and the first one that came up was a web design company which there seems to be a theme with a lot of these merchants. It might be wrong but 🤷🏻‍♀️

100% a lot of them are.

and when they are you can just tell the bank you bought a web domain from them and didn’t receive it say you didn’t received confirmation and what not

Can you share the email please? I’m trying to contact them as well

info@panamawebfactory.com

got this email from finnart, problem is I don't have the bank card as it's Been replaced since then, I'm on chat with starling to get details of past cards but cat send a picture to them, and when they say a copy of the bank charges do they mean a statement or a screenshot?

Doesn’t matter what you send them I sent all the documents they asked for back in December and they never responded they just kept saying please allow us more time to investigate. Ended up waiting well over a month and no response so raised it with my bank and they sorted it

Okay il send stuff and see what happens. Managed to get an email from starling with dates that previous cards were issued and cancelled so that narrows stuff down with regards to dates and transactions and which card was used. I'm just hoping il get something back from some of them, pixeleum and the nikotpf* merchants are the biggest. I believe those were freshbet and goldenbet casinos. In my email to pixeleum I cc'd in freshbet Casino aswell

To help others - please do not template this as it is from a private investigator in Curacao.

I am writing to formally address significant irregularities in transactions processed

through your platform, specifically concerning transaction masking, merchant category

code (MCC) misrepresentation, and potential transaction laundering.

Transaction Irregularities

Upon careful review of financial statements, I have identified the following critical

issues:

1. Merchant Category Code (MCC) Misrepresentation

Merchant Category Codes are standardized four-digit numbers assigned by

payment networks to classify businesses by the type of goods or services they

provide. In the transactions related to NAME OF CASINO, the following critical

discrepancies were observed:

• Transactions appeared under unrelated merchant names
• MCCs were inconsistent with gambling/online gaming services
• No direct reference to NAME OF CASINO or its known payment processors

Understanding Transaction Laundering

Transaction laundering is a sophisticated form of financial fraud where:

• Unauthorized merchants process payments through seemingly legitimate

merchant accounts

• Payment flows are deliberately obscured to hide the true nature of the

transaction

• Multiple shell companies or payment processors are used to mask the original

transaction source

Legal and Regulatory Implications

These practices potentially violate:

• Payment Card Industry Data Security Standard (PCI DSS)
• Anti-Money Laundering (AML) regulations
• Financial services compliance requirements in multiple jurisdictions

With Pulsion? Rejected and unfortunately no recourse. It was some time ago and the casino eventually returned my account balance, but lost out on deposits made. To be fair, I was completely unaware of this masking stuff at that point and Pulsion are a registered payment authority so there is some difficulty. The ones that are fraud are ones where they are deliberately using booksellers and others to pass off gambling transactions as the sale of books etc - that is deliberate fraud and should always be challenged.

A good way to challenge these companies is by finding the company the payment went to on Gov.Uk companies houses.

For example WBMSC is WBMSC Ltd and their business is 96090 - Other service activities not elsewhere classified. Which is unrelated to gambling which you can use in your evidence with the bank.

The vast majority are not UK companies or have any link to the UK - some amount of booksellers in Nigeria btw!!