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HomeForumGeneral Gambling DiscussionQuestion about Gambling websites with Curaçao license using incorrect Merchant Category code

Question about Gambling websites with Curaçao license using incorrect Merchant Category code (page 207)

3,644,258 views 19,825 replies |
2 years ago
A little warning here for the CG Community: Casino Guru is an open platform where everyone is free to share their thoughts and opinions. We believe in free speech and try to be as non-restrictive as possible. That said, please remember: just because something is posted on the forum doesn’t mean Casino Guru agrees with it or endorses it in any way. We’re really happy to see players engaging in conversations, debating respectfully, and having fun doing so! That’s why we created this platform. However, we’ve noticed a growing trend – not just here, but across other platforms too – where some players, after losing money fairly in a casino, look for ways to get those funds back through their bank or payment provider, often by filing chargebacks or making false claims. We’d like to warn you: this behaviour is not only unfair – it’s also very risky! We’ve already seen and heard stories (here and elsewhere) of people who got into serious trouble trying to go down this route – including closed casino accounts across multiple platforms, closed bank accounts, debts, and even lawsuits (attempted fraud). Attempting fraud or misrepresenting the truth to a bank or provider is never a good idea and could have lasting consequences. So here’s our friendly appeal to all Casino Guru community members: Stand up against unfair and dishonest casinos. Use our Complaints Resolution Center if you need help – you don’t have to fight alone. But please don’t try to get back money you’ve fairly lost. It’s simply not worth the risk. Thanks for being part of our community – and have a great day!
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makelios6
1 year ago

Its irrelevant though as the merchant code is changed and you wouldn’t have had the goods/services from the non gambling website.

I would not mess on with these merchants and do bank directly.

Edited
nathanphillips9
1 year ago

Helpersm

Anonymized960 deleted the post
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s26f8yg29c deleted the post
1 year ago

How long does it take for Kasha to respond with a refund decision

1 year ago

Has anyone here appealed to the bank of Lithuania when Revolut did not want to do a chargeback?

There are so many questions on the form and I don't really understand what to answer in all the fields.


Here is the form if anyone could please help me?


The website is safe. Its just www.lb.lt (Bank of Lithuania)


https://www.lb.lt/uploads/documents/files/Application%20form_EN.docx


Seems like theres 100 questions. I just wanna dispute Revolut for not going further with my Chargebacks, thats all.


Thanks!


Edited
1 year ago

Just a little update r.e. revolut, I had some success filing chargebacks that were past 120 days, I had referred to the transactions as Gift cards with no expiry that I'm unable to use (this circumvents the 120 days if you're outside of it), otherwise chargeback as product not received (send an email first if you have a contact asking where your 'product' is and then use as your contact evidence)


However I've had a number of other chargebacks declined by Revolut as invalid despite some being the same merchants so I'm pursuing with the ombudsman for the remainder with them..


I have some others with a different bank and was hoping for some help to locate these if anyone has an idea


ZPDG lithuania

cnpcto warsaw

keygo

terramp warszawa

pxtb panevezys

UserJ0193
1 year ago

Its the same here, they reject the dispute becouse of "card rules by mastercard/visa"


But i won chargeback from the exact same company before, now they reject everything.


Grotobook - Rejected (cant help in cases like this)


Getmygamekey - Rejected, same as above. (And ive won all the older Getmygamekey chargebacks, same name same company)


And they also rejected 5 luxtel transactions but the other 5 went ahead for chargeback?! Its the same company!


What are they doing.

Edited
Lucid_1337
1 year ago

Same - Barclaycard refused one but the others appear ok to chargeback, although still waiting on final update.

Chase - after arguing they chargeback.

Others on here have had credit cards all sorted others rejected.

I don’t think the banks understand or care.

Lucid_1337
1 year ago

What was the reasons for the rejections, and what had you claimed that had happened (not received goods, fraud etc.)?

Anonymized825
1 year ago

Chase wouldn't chargeback for me even with the arguing, still waiting for the FOS

BettyBetty
1 year ago

They can't explain why, instead they just write "Unfortunately, we don't have the right to dispute in cases like these, we have to follow the guidelines for Visa/Mastercard"


But before there were no problems, now they refuse to move on..


Didn't mention Casino or games at all, said I didn't get any goods from these sites and told them what they sell and also attached contact with the stores.. it didn't help. They only repeat themselves on support when you want real answers.

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Gojira7346
1 year ago

Do what I have done regarding chase, I'm in the process so far it's gone down the road of a scam/fraud case I'm on day 7 of the 7-10 day they quoted.


They originally quoted they can't do anything as it was gambling related. When I explain the goods and services was not received from the merchants they have went too and also the fact pixeleum and finnart.io should have been blocked anyway as they are crypto related.


Mastercard chargeback rights are not available for gambling transactions. This is because chargeback rights are only available when the purchased value or assets do not appear in the account agreed upon between the cardholder and the merchant


This is what I quoted and stated I'm eligible for a chargeback as the value or assets was not agreed by me the cardholder and the merchant.



Lucid_1337
1 year ago

So weird. And you can't put them back in?

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BettyBetty
1 year ago

Nope it doesn't work, the decision is final according to Revolut and then they come up with their excuses as usual.


"We have done everything we can to try to solve this for you, we understand that it must be a lot of work"


This is copied from the recent chat:


I understand how difficult and challenging it can be. While we understand your concerns, I'm afraid we will not be able to dispute this charge as we are required to process disputes under the external rules imposed by card schemes. Please know that we have explored all available options.


When I explained that I wanted a real answer as to why they can't process the transactions all of a sudden when it was working before, they repeated themselves.

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Lucid_1337
1 year ago

Is this in the first step, that it does not proceed after the first review or later? What goods do you specify that you ordered?

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Anonymized960
1 year ago

Yes exactly, told em i havent got any Ebooks.



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