Tässä on teksti jonka lähetin komissiolle 23.06.2026:
Dear Kahnawake Gaming Commission,
I am submitting this as my formal complaint and appeal regarding the decision issued by EGIS-ADR in my dispute with AuraKasino. I understand that I have seven (7) days to appeal the decision, and this submission is my formal appeal within that deadline.
My complaint is not limited to the outcome of the dispute, but also concerns the fairness of the procedure and the failure to properly consider all relevant evidence before issuing a final decision.
The dispute concerns AuraKasino’s decision to confiscate my winnings and refuse the €2,500 withdrawal. The casino justified its decision by alleging that certain deposits were reversed, refunded, or otherwise not settled through the payment chain.
EGIS-ADR ruled in favour of AuraKasino primarily based on three (3) ARN (Acquirer Reference Number) entries submitted by the casino, which were presented as evidence that the transactions had allegedly been reversed or returned through the payment system.
After the decision had already been issued and the case was closed, I obtained official written confirmation from my bank regarding these ARN references. My bank confirmed that the ARN references provided by AuraKasino could not be traced or verified within their systems. Furthermore, my bank confirmed that no corresponding refunds, reversals, or returned funds were received into my account.
Unfortunately, I was not able to submit this evidence to EGIS-ADR before the decision was made, due to insufficient cooperation in the handling of my case and because I was not given a meaningful opportunity to submit additional evidence before the case was closed.
The evidence I have obtained and submitted includes:
• Official bank statements confirming that no refunds or returned funds were credited to my account
• Written confirmation from my bank that I did not initiate any chargebacks related to the transactions in question
• Written confirmation from my bank that the ARN references cannot be traced or verified
• Written confirmation that no refunds, reversals, or returned payments were received by my bank
There is also a highly relevant issue in this case.
AuraKasino has repeatedly referred to its payment provider, Finera, and has claimed that the matter is being handled or investigated through their payment chain.
However, I have received an official written response from Finera stating that AuraKasino has not even opened or escalated this case with them, and that Finera has not investigated or processed any such issue related to my transactions.
This raises serious questions:
• If AuraKasino has not raised the matter with Finera, where did the ARN references originate?
• Who provided the ARN numbers relied upon by EGIS-ADR in its decision?
• What evidence proves that the funds were actually returned or reversed?
• On what contractual basis were my winnings confiscated?
• Why has supporting documentation not been provided despite repeated requests?
• Why was a final decision made when key documentation is still missing?
To the best of my knowledge, AuraKasino has not provided evidence that:
• I initiated any chargeback
• My bank classified the transactions as fraudulent or unauthorised
• The funds were returned to me
• Any alleged reversals were completed through the card network
• The ARN references actually prove that funds were returned to my account
In addition, AuraKasino has stated that it does not currently hold all relevant documentation relating to the alleged reversals, including chargeback references, reason codes, initiation records, settlement records, and other supporting evidence, and that it is still awaiting clarification from its payment provider and acquirer.
I find it highly concerning that EGIS-ADR reached a final decision based on ARN references that my bank later confirmed could not be traced or verified, while the casino itself acknowledges that it does not possess all supporting documentation and has not even fully clarified the matter with its payment provider.
I respectfully request that the Commission review the following:
• Whether EGIS-ADR provided a fair opportunity for all evidence to be submitted and considered before the decision
• How the ARN references were verified before being accepted as evidence
• What evidence proves that the disputed funds were returned
• Why the case was closed before my banking evidence could be reviewed
• Why key documentation has not been provided despite repeated requests
• What contractual clause was used to confiscate my winnings
• Whether a final decision is valid when later banking evidence contradicts the core evidence relied upon
I respectfully request that this matter be reviewed and that the fairness and integrity of the ADR process be reassessed.
Tässä on teksti jonka lähetin komissiolle 23.06.2026:
Dear Kahnawake Gaming Commission,
I am submitting this as my formal complaint and appeal regarding the decision issued by EGIS-ADR in my dispute with AuraKasino. I understand that I have seven (7) days to appeal the decision, and this submission is my formal appeal within that deadline.
My complaint is not limited to the outcome of the dispute, but also concerns the fairness of the procedure and the failure to properly consider all relevant evidence before issuing a final decision.
The dispute concerns AuraKasino’s decision to confiscate my winnings and refuse the €2,500 withdrawal. The casino justified its decision by alleging that certain deposits were reversed, refunded, or otherwise not settled through the payment chain.
EGIS-ADR ruled in favour of AuraKasino primarily based on three (3) ARN (Acquirer Reference Number) entries submitted by the casino, which were presented as evidence that the transactions had allegedly been reversed or returned through the payment system.
After the decision had already been issued and the case was closed, I obtained official written confirmation from my bank regarding these ARN references. My bank confirmed that the ARN references provided by AuraKasino could not be traced or verified within their systems. Furthermore, my bank confirmed that no corresponding refunds, reversals, or returned funds were received into my account.
Unfortunately, I was not able to submit this evidence to EGIS-ADR before the decision was made, due to insufficient cooperation in the handling of my case and because I was not given a meaningful opportunity to submit additional evidence before the case was closed.
The evidence I have obtained and submitted includes:
• Official bank statements confirming that no refunds or returned funds were credited to my account
• Written confirmation from my bank that I did not initiate any chargebacks related to the transactions in question
• Written confirmation from my bank that the ARN references cannot be traced or verified
• Written confirmation that no refunds, reversals, or returned payments were received by my bank
There is also a highly relevant issue in this case.
AuraKasino has repeatedly referred to its payment provider, Finera, and has claimed that the matter is being handled or investigated through their payment chain.
However, I have received an official written response from Finera stating that AuraKasino has not even opened or escalated this case with them, and that Finera has not investigated or processed any such issue related to my transactions.
This raises serious questions:
• If AuraKasino has not raised the matter with Finera, where did the ARN references originate?
• Who provided the ARN numbers relied upon by EGIS-ADR in its decision?
• What evidence proves that the funds were actually returned or reversed?
• On what contractual basis were my winnings confiscated?
• Why has supporting documentation not been provided despite repeated requests?
• Why was a final decision made when key documentation is still missing?
To the best of my knowledge, AuraKasino has not provided evidence that:
• I initiated any chargeback
• My bank classified the transactions as fraudulent or unauthorised
• The funds were returned to me
• Any alleged reversals were completed through the card network
• The ARN references actually prove that funds were returned to my account
In addition, AuraKasino has stated that it does not currently hold all relevant documentation relating to the alleged reversals, including chargeback references, reason codes, initiation records, settlement records, and other supporting evidence, and that it is still awaiting clarification from its payment provider and acquirer.
I find it highly concerning that EGIS-ADR reached a final decision based on ARN references that my bank later confirmed could not be traced or verified, while the casino itself acknowledges that it does not possess all supporting documentation and has not even fully clarified the matter with its payment provider.
I respectfully request that the Commission review the following:
• Whether EGIS-ADR provided a fair opportunity for all evidence to be submitted and considered before the decision
• How the ARN references were verified before being accepted as evidence
• What evidence proves that the disputed funds were returned
• Why the case was closed before my banking evidence could be reviewed
• Why key documentation has not been provided despite repeated requests
• What contractual clause was used to confiscate my winnings
• Whether a final decision is valid when later banking evidence contradicts the core evidence relied upon
I respectfully request that this matter be reviewed and that the fairness and integrity of the ADR process be reassessed.