Question about Gambling websites with Curaçao license using incorrect Merchant Category code (page 93)

So maybe you should still be a little careful, these casinos are run by criminals, probably the mafia.

In England we use Gamstop to prevent the banks accepting any transactions relating to gambling and below is our law.

It is generally illegal for any online casino, regardless of its jurisdiction, including those based in Curacao, to miscode transactions to bypass regulatory measures such as GamStop. While the specific legal frameworks may vary between countries, the practice of miscoding transactions to circumvent self-exclusion schemes like GamStop constitutes fraudulent activity and deceptive practice.

In the UK, GamStop is a regulatory requirement for licensed online gambling operators, and circumventing it violates UK gambling laws. Even if an online casino operates under a Curacao license, if it serves UK customers and engages in deceptive practices to bypass UK regulations, it is still acting illegally under UK law. Such actions can lead to enforcement actions by the UK Gambling Commission, which could include blocking the website, fines, and other legal consequences.

Moreover, most countries have laws against financial fraud and misrepresentation, which would cover the miscoding of transactions. Engaging in such practices could also result in action from financial institutions and other regulatory bodies in multiple jurisdictions.

If you suspect an online casino from Curacao or any other location is engaging in such practices, it is important to report it to the relevant authorities, such as the UK Gambling Commission and financial regulatory bodies.

What do you think? Careful in what way? What do you think might happen…?

I think he means.. They're going to wreak havoc with him.. Cut off the ear, cut off the tongue and leave it to Bolisen without the heads 🤣🤣🤣

I don't think anything special will happen, but I'm just saying that you should keep in mind that it is not doctors or human rights fighters who are behind these pages, but rather criminal clans from Russia and the like.

You should not think that you are dealing with ordinary companies here without organized crime.

If you have unique insight into their informal hierarchical organization, supported by concrete evidence, well then you might start to worry a little. A thread full of game cods who can't even find the email addresses of most of their "companies" and can only refer to rules and laws that anyone can google, needn't worry in the slightest. They turn over billions, hardly believe they will send an assassin or make life miserable for people who manage to blow them a few thousand.

🤣🤣🤣🤣

Swedish bank have to block 7995 transactions if coming from a non Swedish licensed casino. It's nothing we as consumers block ourselves from.

Payment service providers according to the law (2010:751) on payment services must reject payment orders where payment cards are used and authorization takes place through the use of the retail trade code Merchant Category Code (MCC) 7995. However, this does not apply if the payment order refers to an activity that has a license or is registered under the Gambling Act.

I think there were one or two Swedish providers discussed here. You should be able to request a refund on the basis of

Worth a try, and for sure should report them everywhere. I think it was quickbit and something else?

Payment service providers according to the law (2010:751) on payment services must reject payment orders where payment cards are used and authorization takes place through the use of the retail trade code Merchant Category Code (MCC) 7995. However, this does not apply if the payment order refers to an activity that has a license or is registered under the Gambling Act.

Quickbit sucks. I don't know anything about the other one

Just thinking -has anyone reached out to Mastercard/ViSA to ask them If misclassification of MCC codes to bypass gambling blocks, is s valid reason for chargebacks? As I can read in their terms, chargebacks seems to be strictly regulatated by them and needs to fit in to the specified reasons (for example that Gooes/services has not been received). The banks cant really decide themselves, but needs to follow these rules/guidelines.

The bank wrote to me. They follow legislation, the card terms and Mastercard's regulations. So basically the same as what you have read

I might, you have to be careful. Many have won at the casino and then received a refund of their deposit. It's no joke! They have our address, everything.

Yes exactly - that's why I think that it is above all Mastercard/VISA that should be demanded answers regarding if they consider that misclassification of mcc codes is a valid reason for card complaints. Ultimately, it is they, not the bank, who decide on this. I think that is the key to seriously bringing about a change - they are the ones who need to take a stand on the issue so that the banks can get through the complaints (and as a very positive side effect, that the payment actors and casinos would get black and white what they are doing is not okay and that they will actually be required to refund if they use incorrect mcc codes). This is where we should get together and put the gun down.

I hope that the banks have received many card complaints about this. However, I think that getting money back is a small chance.. I just want and wish that there will be something to stop this so that you can have a card without emptying it on the first payday. I was clear to the bank that I do not expect money. I'd rather see this investigated and stopped. I also didn't press that I need the money in the meantime and things like that.

No nothing After sending the document they have never responded or refunded.

North Data. Anyone know which payment names are under these?

Nyss spoke with the gambling inspectorate. I told you that several Swedish companies act as a 3rd party payment operator for these casinos. It sounded like they didn't know what was going on. At least he said I should report it. These companies may not act as a 3rd party without the necessary permits or licenses to do so.

Did you talk to them over the phone?

Hello contact TOPCOM?