Question about Gambling websites with Curaçao license using incorrect Merchant Category code (page 799)

That's a load of rubbish I'm afraid.

The unlicensed casinos are more than aware of exactly what is happening. If they weren't they'd be setting up their sites to directly accept card payments instead of routing it through 3rd party payment providers.

Are you telling me that sites like ninewin, bubblesbets, mystake, magicwin etc, which are all unlicensed, anywhere, would gladly welcome inspection of their transactions by any government or card issuer?

As for MCC miscoding being a widely used practice.... Also horse-shit.

The fines that both MC and VISA apply for deliberately miscoding transactions are more than capable of burying most legitimate businesses. Especially at the volume of transactions carried out on these sites.

Source: someone who has both worked in both payment tech and horseshit detection.

Ive just had response after 24 hours of asking for SAR request saying they can’t do anything to help as they are just operating a strictly a payment processor and to take it up with site concerned as they don’t hold any records in my name

what do I do??

It is over 4 weeks ive been waiting actually on my complaint being heard.

How would the bank have no records in your name that is strange

That is a half truth. Of course the gambling companies know - they are literally advertising to UK/EU players - they wouldn't be able to gather a cent themselves given the payment card and AML rules - so they get companies like Payop and others to do this for them. These third party payment processors sole function is to hide the fact these payments are for gambling. They have no Special Category status to collect such payments. That is the crux of the whole issue. Money is only recoverable from the merchant used(unless the casino agrees to it directly) so from that point there is some truth to it, but let's not muddy the waters and say the casinos have no part in that process.

I have two chargebacks against terrvers; mentioned a month ago I believe both have be successful

How You contacted terrvers? Got any contact detail?? Thx

Any info about TRNDBM? Any contact detail??

I have evidence to suggest that these casinos are fully aware of who their processors are and that they clearly communicate. I’ve reached out to merchants, had no contact with them, the only contact I’ve had has been through the casino using these merchants. I did get a full refund on transactions.

Of course they are fully aware - using a payment processor is the same as them collecting the payments themselves - none of them have the category status to receive payments for Gambling, period! Its very clearly set out in Mastercards terms particularly on Special Category Status.

Are the vouchers for actual gambling sites or are they Neosurf or similar? There is a different answer depending on what they are specifically.

💯

The casino will have a pool of identified merchants that are used for any customer deposits to circumvent gambling and geo blocks a UK customer would have.

These merchant affiliates will then more than likely have crypto wallets that they shift funds on through after they've skimmed their cut. Cue that crypto then rinsing through multiple crypto transactions and wallets and ending up back with the casino.

Has anyone had any luck with RatFee or Ratski?

Does anyone no what casino is linked to the payment Depasify??

I’m not sure although depasify refund

Hi Kelly, noticed you on here a lot. Just wondering if yourself or anyone else on here has had any luck or has any contact information for the new processor Mystake is using, merchant name is DSolPay and the merchant code relates to ‘financial services’

im going to begin my hunt to recover £1250 worth of deposits all to this same provider, I have emailed Mystake some strongly worded emails with my intentions to take this further.

just wondering if any UK peeps had advice for dealing with Mastercard Debit card charge backs?

They don't listen to strongly worded emails or even legal letters. They think they are above the law. As I said yesterday, get their normal copy and paste response and copy the email to [email protected] along with all the details and ask them to confirm that what Mystake are saying is legal. They of course cannot but directly puts pressure on them.

You will want to do them as Goods and Services not received once you get info on the merchant.

I don’t recognise that merchant name, although it will either be a site for payment processing or cryptocurrency I think! I know mistake seem to be one of the hardest ones to deal with, I think these casinos have started using really obscure merchants that are difficult to locate.

Appreciate your help anyway, Google is no help but there are a couple of other mentions of DSolPay in this forum chain but no contact information- hopefully someone else sees this and can guide me the right way 👍

I will contact Mastercard once I receive a response from Mystake, I have read that Mastercard won’t touch anything classified as gambling, but on the phone earlier today I mentioned to My bank that these payments were related to online gambling. I haven’t submitted a dispute yet as the payments are still pending so hoping I am able to put it through as goods not received at a later date

https://www.solpay.com/en/tourist/home/