Hi guys,
I came across this forum, it is genuinely crazy all of this stuff that is happening I can’t even begin to explain. I have only read up to like page 250, so I am sorry I my question has been answered or if I’m a bit behind.
here is my situation -
I am 22 years old and have about 13k debt in my name. It’s a lot to pay back a month but so far so good and these loans are only max 24 months. I am very optimistic that I will get out of this dire situation I put myself into due to gambling. I have been steady away with paying my repayments every month and living just about fine as I often make money online too for additional income. The issue is that every time I made additional money online, instead of keeping it or putting it back into my debts to pay off more I would just waste it on gambling ultimately making my monthly budgeting harder. With being paid so early in December I found myself in a situation where I wasted my entire wage on gambling but somehow SOMEHOW after praying the night before, managed to win over £2000 aka my entire wage and more back enabling me to pay my monthly debt repayments and everything else I needed to pay. I sworn never to gamble again, however like most of us do, I relapsed and spent £250 overdraft on one bank (bank transfer) and then another £300 overdraft on another bank (CARD PAYMENT). Although I have paid off everything I needed to pay this month is is very discomforting seeing my overdraft on these accounts be bad. I can make enough online this month to pay off my £250 overdraft but the one where I spent £300 using a debit card I believe after reading this I can get back. I haven’t tried a chargeback yet so it is still fresh, I have emailed the template to the casino and had no reply yet. The merchant from my card transactions is Fundof. I promise to never gamble again and I mean that, I have so much going for me in my life and I really do want to put this horrible part of my life behind me before I mess it up entirely.
please can anyone advise on what is best to do now in order to get a chargeback for my over £300 in 4 card transactions. Should I email the casino again? Contact the merchant? I also have a gambling block which was not detected by Revolut which clearly shows false merchant codes.
help!
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