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Sorry mate what link was that for I have not had a case decided by the FOS yet it was a similar chargeback I referred to with Wise to get it raised that my other bank did
Yeah I thought you found a case similar to your situation to show that your case was strong so that's why they decided to chargeback? Sorry it might of been someone else that did that.
Hi bud no I said I showed wise a similar chargeback for the same merchant that was refunded then they did it for me the FOS was copied in at that point as it had went to the end of the complaint path
I am struggling with them too. I managed to get my SAR but they still won’t acknowledge that they are in breach of Swedish (and Polish for the subsidiary GoriWire) gambling laws.
I got my SAR from Quickbit now they don’t reply to any emails.
I copied a few institutions in to my last email with them and have had a reply from the Lithuanian Financial crimes service with some forms to fill in to report their AML violations!
Quick q bank has agreed to raise chargebacks ,but as of yesterday one of the merchants the company has dissolved what are my chances of getting my money back from this company as its the main bulk of the chargebacks. Also if bank didn't drag its feet then ,it could have been raised before company dissolved as raised over 2 weeks ago but just been going back and forth with bank.
Depends on the amount and how you paid, may be covered under section 75, if not then i'd assume (i'm probably wrong) that the bank would charge it back from the company and the amount would be withdrawn from that companies accounts and their bank would be chasing up the debt so to speak, almost as if they were overdrawn.
Oh right so then if I show my bank my credit card chargeback which is also mastercard do you think it could make them reconsider. I know credit cards are easier to deal with but I also feel if you have a block on debit card same rules should apply that do with a credit card I feel it's ridiculous that it's not looked at the same.
Well, FOS has rejected my complaint under basically the same terms as Chase, stating they were gambling transactions and can't be refunded as they're mastercard,despite them being a different MCC. FOS did mention 12.7 on visa and alluded to the fact this would have gone my way had i deposited with visa instead.
Yes worth a try I was dealing with Wise so not sure how other banks would see it but I sent them my letter from the bank showing the transaction refunded with the FOS copied in then they raised it after this as it is proving there is no reason to not raise it