Question about Gambling websites with Curaçao license using incorrect Merchant Category code (page 127)

That's madness. If we can prove it's them then the bank will have to refund because I haven't bought skins etc.. communication is all you need. I am going to ask the bank on Monday who each transaction is and who processed it! There is about 85% chance that SMTM is PaySmpf etc

You would imagine that’s the case, but it hasn’t been for a lot of people. As Katze says, the transaction is verified by 3DS which makes the bank liable for the chargeback. Since they’re liable, they will want receipts/invoices/order confirmation to even start the process.

Its been my experience so far, but your bank might be more lenient.

The bank doesn't have to do anything, you are the one who confirmed the transaction in the app. The bank only carries out your payment order. The bank is not obliged to resolve "private disputes" with the merchant. An authorized transaction is therefore not so easy to get back, I wrote about this in this article. The bank's liability plays a major role here: without 3DS, the merchant is liable, with 3DS the bank is liable.

If you're lucky, the bank will help you, if not, you're just as smart as before. If you're unlucky, the merchants have marked the transactions in such a way that the payment is irrevocable, e.g. as crypto purchases, etc.

Hey yall!

If anybody played with Campeonbet, or their Sister Casinos (Lapilanders). I have great news, contact me on:

[email protected]

especially if you have nigerian/indian/polish/and all the other weird card payments origins on there.

What Is your news? Will it work on other sites?

I haven't been able to get a single refund from any of these merchants. I tried contacting many of them by email, but only Elegro and Canapay replied. Elegro told me to contact my bank, and Canapay asked for ID verification but stopped replying after I sent it.

I contacted my bank and was very transparent about the transactions. I mentioned that I believe most, if not all, of them are gambling transactions, but they are miscoded as purchases from random shops selling paintings, kitchen items, jewelry, clothes and other goods or services.

These transactions should have been rejected or at least capped if they had the proper merchant category code.

My bank informed me that they have forwarded my claims to the banks that the merchants use, as my bank cannot do anything directly. They will get back to me if they receive any feedback.

However, I doubt the merchants' banks will reply or use resources to investigate it. I wouldn't be surprised if their offshore banks are complicit in these activities. I suspect that a significant portion of every dollar we spend gets siphoned off by corrupt parties, making it nearly impossible for legal authorities or regulators to intervene.

SMPAYPF TOOLSHAVEN

SMPAYPF THEPLATINUM

GAMETID COM

PAYMENT

APPERATOR

MERCURYO

NIKOTPF ELEGRO EU

MONRAMP

RUSTEDRAID

ELLIPSEROLEPLAYS

AZUREPAYMENTSE

DEPANNEUR RIOUX

SEEKBLOCKS OU

RPGSKINS

INCREDIBLESKINS

KITCHENMENTS COM

BIGROIGLOBAL COM

FASHION COMPANY WEB

CGCOURSES ORG

CANAPAY IO

CERANO

VIVXCN

DEPOSIT

Thing is the final account my money ended up in was a uk bank, that is FCA regulated. Still wasn’t able to help.

How did you find out where the money ended up??

Wow this thread really blew up lol. Hope at least a few of you managed to get some of your money back and quit gambling if you have gambling problems.

Gave up on getting any more refunds a while ago. Seems like all the payment providers that used to refund like elegro, netsellerpay, altpay just stopped giving refunds or simply won’t answer anymore? What a shame if that’s the case.

never tried the chargeback via bank route myself but If I understand correctly, that’s the only option now?

I personally stopped gambling completely since becoming aware of all of these shady money laundering merchants and operators, that’s my biggest win for sure.

Hi

does anyone have contact information for EDUNTAGE please

Who do you bank with?

Hello, what email did u send to and what did you write exactly that pushed them over the edge to refund?

Barclays and Monzo both said it’s a civil complaint between me and the merchant

Brilliant news! I can guarantee they are behind more than just the helpers payments

Do you know what other companies they were linked with? Are paymentz authorised by the FCA?

They can threaten, but they have no licence to operate here in the UK, and the transaction was disguised with an incorrect MCC, so no not really unless they want to draw attention to their legal practices. You'll get blacklisted from the casino's (which is what you want).

Great work! Thanks for updating us! 🙂

It would be such a great thing if anyone knew who the payment processer/broker was for the grotobook/mydates and we could all harass them!

I wouldn't worry, the are not operated by the UKGC which leaves us people vulnerable, we have had no consumer protection, illegal transactions, no responsible gambling or KYC, we are gamstop and have blocks on our cards for a reason because we are trying to control our actions. We have been exploited. None of these companies would refund if they were doing things that were legal.