What a load of nonsense. Goods and services not received is the only way to go. Yes the banks are aware these are scam merchants. All banks have a list of fraud/potential fraud merchants and given the amount of chargebacks going to the same merchants over and over you really think the banks do not know what is going on? Some banks including Revolut still continue to process funds to them, and in the case of Swipez even after the central Bank shut them down.
For them to debit your account they must provide you with some sort of product or service, or what you think..they'll just tell the bank they were just laundering money to an unlicensed scam casino? Banks know this is the case, but for them to publically admit it would mean serious fines, loss of company licence, possible jail for directors.
Your post seems to want to put all of this on the cardholder?
