Payment intermediaries and liability

What do casino people think?

There are many scam casinos that do not pay withdrawals and are passive, among other things, in responding to guru/comblaints complaints. What enables the operation ..... money brokers who cooperate with the casino by enabling deposits ...... not to mention the morality of game providers. There is reason to suspect that payment brokers and game providers are involved in criminal activity. Games OFF and payment processing STOP....!

Many times, such sites use fake games, though. Which means that game providers do not even know they use their games, actually. It is really difficult to track them, too.

Surely game publishers should know who the games were rented to.....and for example, using counterfeit money is a crime and the sentences are accordingly. Romi, what do you think about the responsibility of banks/payment intermediaries.....they mediate deposits and enable the operation of fraudulent casinos and perhaps knowingly cooperate...🤔

Well, if it were that easy, it would be great, and no fake games would exist, right?

When it comes to the payment providers, we experienced many times that they didn't even know for what purpose the money was used, you know. I would surely not accuse anyone that they do it on purpose, though.

Hmmm, I disagree. Payment processors know where the deposits go.....and game providers have strong legal standing against fake game providers.

Hello, let me disagree too. Intermediary banks and payment processors are also part of the chain, so they do not actually know the details. They are only hired to assist with transactions within regulated markets.

There are special companies focusing on high-risk payments—gambling and porn included. Did you know? Casinos may have no idea what the company will list in your banking history once you deposit.

There are rarely such fake game providers the way you suggested; it all works very differently, to be honest. But this issue is something the game providers should explain, not me.

Simplified what I mean: I make a deposit to casino X using skrill/rapid payment gateway. Casino X and Skrill have an agreement. I win 1000e and make a withdrawal.....all conditions and Kyc are met. Casino X turns out to be a fraud and does not pay my withdrawal. I consider Skrill to be an accomplice by enabling money transfers to casino X.

I interpret your statement as "hidden protection"

Simple...it is known, for example, through several complaints made to the guru, that the casino does not pay out winnings/reacts....the operation continues and, for example, Visa processes deposits....enabling activity that is suspected of being fraudulent. Are payment processors involved in the fraud?

Well, for me, the most important part is: "The casino turned out to be a scam." How do you describe a scam, for example? Because without context, there is never a "good enough" answer.

And I guess that lawyer would have a completely different opinion on this. I suggest you play only in casinos licensed for your country, because then the system is very easy to navigate. No questions about scams or merchants.

That's the point. A question, if you do not mind: Did you read what Daniel said to players who are free-rolling through "illegal merchants or casino" claims?

"A little warning here for the CG Community:

Casino Guru is an open platform where everyone is free to share their thoughts and opinions. We believe in free speech and try to be as non-restrictive as possible. That said, please remember: just because something is posted on the forum doesn’t mean Casino Guru agrees with it or endorses it in any way.

We’re really happy to see players engaging in conversations, debating respectfully, and having fun doing so! That’s why we created this platform.

However, we’ve noticed a growing trend – not just here, but across other platforms too – where some players, after losing money fairly in a casino, look for ways to get those funds back through their bank or payment provider, often by filing chargebacks or making false claims.

We’d like to warn you: this behaviour is not only unfair – it’s also very risky!

We’ve already seen and heard stories (here and elsewhere) of people who got into serious trouble trying to go down this route – including closed casino accounts across multiple platforms, closed bank accounts, debts, and even lawsuits (attempted fraud). Attempting fraud or misrepresenting the truth to a bank or provider is never a good idea and could have lasting consequences.

So here’s our friendly appeal to all Casino Guru community members:

Stand up against unfair and dishonest casinos.

Use our Complaints Resolution Center if you need help – you don’t have to fight alone.

But please don’t try to get back money you’ve fairly lost. It’s simply not worth the risk.

Thanks for being part of our community – and have a great day!"

Simply put: If you are so concerned about legality, do not play in casinos without a Finnish license, or let a lawyer explain the broad legal context. That's actually a very good idea.

Finland will apparently start issuing licenses to online casinos next year...and several new Finnish payment service providers have emerged...I believe that things will be easier when operating within Finnish borders. While waiting for this 👍

Good article! I'm not claiming losses from payment service providers, but the question was whether they are involved if the casino turns out to be a fraud. After all, losses only raise chest hairs.

Hey, that's very cool information. Thank you for sharing this. I see that the Finnish government wants to strengthen the whole industry and make it a more responsible and regulated environment. Sounds good. What do you think?

I think I get your point; thank you. I wasn't suggesting anything inappropriate and I appreciate you reading the posts I sent you. 👍

As I just responded to you in the other thread, though, it is just a way to deliver money from A to B. Payment processors are not directly responsible for casinos paying out the money to players, I'm afraid.

However, I understand this need to find someone responsible, but in most cases it starts and ends with casinos. 🙁

Yes, I definitely agree 👍. New Finnish payment service providers have arrived in Finland, and apparently only those operating under Estonian and MGA licenses, and when the Finnish license opens, there is reason to assume that the "playing field" will expand.

I believe this is the most consistent model, which many countries have already adopted. Since Curaçao and Anjouan are still primarily focused on paperwork rather than providing any real protection for players and their disputes (my opinion, of course), it remains much "safer" to stick with the local license. Glad to see payment providers joined this model too in Finland.