Dear Tina1414,
Thank you for your patience while I completed a detailed review of your case.
Casino Guru maintained an archived copy of the casino's terms, and we have the version of Realz Casino’s General Terms that was applicable shortly before and at the time of your gameplay. I based my decision on this archived version, not on terms introduced afterward or on internal promotional conditions that were not shown to have been available to you.
The complete game history provided by the casino confirms that the NZD 60,000 win occurred while your free-spins bonus was still active and its wagering requirements had not yet been completed. The winnings were therefore credited to your bonus balance rather than your unrestricted real-money balance. Wagering was completed only afterward.
I completely understand why this was so upsetting and confusing. After seeing the NZD 60,000 balance, you contacted support and were told that you could withdraw it gradually in NZD 1,000 instalments. The agent should have ideally checked the active bonus and explained the maximum-win restriction instead of giving you information that created the impression that the entire amount would be withdrawable.
Nevertheless, the archived General Terms stated that winnings from a deposit bonus were limited to ten times the bonus amount received. The records show a bonus amount of NZD 45, which would produce a maximum withdrawal of NZD 450 under this rule. The casino ultimately converted NZD 600 into real money, meaning that you received more than the amount resulting from the applicable general restriction.
Nevertheless, the casino also referred to a separate EUR 300 promotional limit. While I could not establish that this specific condition was available to you, I seems this may be the amount you have received, after applying the applicable exchange rates.
I understand this outcome must be disappointing, particularly given the balance displayed. However, the terms applicable at the time still established a maximum withdrawal from bonus play, and I cannot conclude that the remaining bonus balance was payable. For this reason, the complaint will be rejected.
Dear Tina1414,
Thank you for your patience while I completed a detailed review of your case.
Casino Guru maintained an archived copy of the casino's terms, and we have the version of Realz Casino’s General Terms that was applicable shortly before and at the time of your gameplay. I based my decision on this archived version, not on terms introduced afterward or on internal promotional conditions that were not shown to have been available to you.
The complete game history provided by the casino confirms that the NZD 60,000 win occurred while your free-spins bonus was still active and its wagering requirements had not yet been completed. The winnings were therefore credited to your bonus balance rather than your unrestricted real-money balance. Wagering was completed only afterward.
I completely understand why this was so upsetting and confusing. After seeing the NZD 60,000 balance, you contacted support and were told that you could withdraw it gradually in NZD 1,000 instalments. The agent should have ideally checked the active bonus and explained the maximum-win restriction instead of giving you information that created the impression that the entire amount would be withdrawable.
Nevertheless, the archived General Terms stated that winnings from a deposit bonus were limited to ten times the bonus amount received. The records show a bonus amount of NZD 45, which would produce a maximum withdrawal of NZD 450 under this rule. The casino ultimately converted NZD 600 into real money, meaning that you received more than the amount resulting from the applicable general restriction.
Nevertheless, the casino also referred to a separate EUR 300 promotional limit. While I could not establish that this specific condition was available to you, I seems this may be the amount you have received, after applying the applicable exchange rates.
I understand this outcome must be disappointing, particularly given the balance displayed. However, the terms applicable at the time still established a maximum withdrawal from bonus play, and I cannot conclude that the remaining bonus balance was payable. For this reason, the complaint will be rejected.