HemForumAllmän diskussion om spelandeQuestion about Gambling websites with Curaçao license using incorrect Merchant Category code

Question about Gambling websites with Curaçao license using incorrect Merchant Category code (sida 220)

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2 år sedan
A little warning here for the CG Community: Casino Guru is an open platform where everyone is free to share their thoughts and opinions. We believe in free speech and try to be as non-restrictive as possible. That said, please remember: just because something is posted on the forum doesn’t mean Casino Guru agrees with it or endorses it in any way. We’re really happy to see players engaging in conversations, debating respectfully, and having fun doing so! That’s why we created this platform. However, we’ve noticed a growing trend – not just here, but across other platforms too – where some players, after losing money fairly in a casino, look for ways to get those funds back through their bank or payment provider, often by filing chargebacks or making false claims. We’d like to warn you: this behaviour is not only unfair – it’s also very risky! We’ve already seen and heard stories (here and elsewhere) of people who got into serious trouble trying to go down this route – including closed casino accounts across multiple platforms, closed bank accounts, debts, and even lawsuits (attempted fraud). Attempting fraud or misrepresenting the truth to a bank or provider is never a good idea and could have lasting consequences. So here’s our friendly appeal to all Casino Guru community members: Stand up against unfair and dishonest casinos. Use our Complaints Resolution Center if you need help – you don’t have to fight alone. But please don’t try to get back money you’ve fairly lost. It’s simply not worth the risk. Thanks for being part of our community – and have a great day!
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Anonymized960 raderade inlägget.
1 år sedan

BITSENT = Quickbit eu AB (publ)


Där kan du glömma allt var återbetalning heter.

1 år sedan

Ingen som har koll på "DEPOSIT"


Eller "BITE NEWS"


1 år sedan

Yes, because I am very good at chargeback, if you want, contact me. I have 400 thousand followers on Instagram, everyone should contact me. I don't want money, I don't want anything from you, I'm not a fraud man, I will teach you how to chargeback, how to communicate with the bank and how to present evidence to them. I will break the prejudices of people who approach with prejudices like you, be sure of that, man. @royalnoblescom Come on, message me and I'll show you what kind of person I am.

1 år sedan

And may I ask what your purpose is for doing all this?

Of course, let me point that it is nice of you to try help others.👌

1 år sedan

So I’ve just heard back from my bank re chargebacks & they’ve declined it and now closing my account? What can I do?

1 år sedan

So I’ve just heard back from my bank re chargebacks & they’ve declined it and now closing my account? What can I do?

1 år sedan

Banks do not like this. The problem is that if they can't fully chargeback then they need to cover the amounts. It is getting banks to understand the legal position that appears to be the problem for a lot of people. Send it to the Ombudsman if you don't agree with their assessment of the situation. They are far more familiar with this type of case and will listen. As long as you have only done this once and aren't consistently requesting chargebacks then at the end of the day Mastercard/VISA rules must apply and therefore the amounts have to be recovered.

Anonymized847
1 år sedan

Do they have to cover it for all reasons (not received goods and services etc.) or only for fraud?

1 år sedan

Do they have to cover it for all reasons (not received goods and services etc.) or only for fraud?

1 år sedan

I don't know the individual laws in Sweden - but you can follow the Mastercard/Visa chargeback rules and also the Terms and Conditions for Merchants and see that what is being done is absolutely illegal. Personally for me amounts have been charged back under Mastercard 4840 codes which is a Fraud Chargeback because of the Ombudsman assessment and actually the most damaging chargeback for merchants as merchants can be blacklisted. In normal circumstances it is a Goods and Services not received chargeback - each merchant will never be able to provide any proof that services were provided.

Each circumstance is different and there are variable factors.

1 år sedan

There's still a few merchants which have escaped me. Does anyone else have any knowledge on or alternative contacts for:


Wintermads (Have contacted them, but have gone quiet)

Pixeleum (Have contacted them, but have gone quiet)

Finnart

ZPDG

Nikotpf

CodingElites

Buskoskins

Sueks International

Justbeth International

FxTutorteam

REDWORKONLINE

Artstrid


Any help on contact emails will be greatly appreciated.

nathanphillips9
1 år sedan

Hi mate mine Is all being sorted hopefully by chase bank going down the scam/fraud route.


Pixeleum and finnart.io are both mine and the email addresses I has for them bounced back which ones did you use?

As far as nicotpf they are all part of elegro [email protected] they responded to me and asked my bank to start the refund process but as I already had a case open with my bank its all being looked into in 1.







jwilson27031988
1 år sedan

My bank declined the Wintermads, Pixeleum and Finnart ones.

Their emails are:

[email protected]

[email protected] (never responded)

1 år sedan

How can they decline them if you followed everything from this chat that's beyond a joke. Also I'm hopeful as others who bank with chase have had successful chargebacks with pixeleum and finnart.io.


On what basis did they decline, I have also gone down the route that they are crypto related and should have been blocked also so I have 2 things to throw at them. Goods and services not received and also crypto so should have been blocked.

jwilson27031988
1 år sedan

They literally ignored all evidence I provided and said, as per Mastercard, chargebacks against gambling transactions are not permitted.

Even though I explained to them that my credit card is Mastercard and they had no problem doing the chargebacks. Such a joke.

1 år sedan

That's a joke I've said from the start as they told me they can't chargebacks as it's gambling related that the merchants in question are not and I received no goods or services from them

Also told them they are xrypto crypto related but used incorrect MCC to bypass chase banks crypto blocks.


I'm confident I will get the result from the bank before I go down the FOS route.



jwilson27031988
1 år sedan

I did also take that angle too, but they literally ignored everything I provided and just said that they were gambling. I have an open complaint with the FOS, hopefully they sort it for me.

nathanphillips9
1 år sedan

So you had successful chargebacks using mastercard credit card and now the bank are rejecting your mastercard debit card chargeback request?

boots2024
1 år sedan

That's right, yeah.

nathanphillips9
1 år sedan

Madness!! The same chargeback rules apply to both credit & debit cards under Mastercard T&C!

I assume you have the credit card from the same bank? E.g. you have a Halifax bank account & Halifax credit card

1 år sedan

Could Bite News be : https://find-and-update.company-information.service.gov.uk/company/09017765


In that case person in charge should be SANI, Michael Paul


Could this be correct?


This is Bite News that I am talking about.

1 år sedan

Can any one give me some advice on how to fight a declined chargeback? And what to write to the ombudsman, I’m terrible with words so if there’s any templates in here can you forward to me…I’ve tried to search but over 200 pages now 😂

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