11 hours ago
0
From my bank. Any advise what I can do/respond?
Please note that if the disputed transactions relates to gambling, gaming or investment purposes, then we won't be able to dispute them according to Mastercard chargeback rules:
"For transactions in which value or assets are purchased for gambling, investment or similar purposes: This chargeback right is only available for a transaction in which the purchased value or assets failed to appear in the account agreed to between the cardholder and the merchant. For the avoidance of doubt, chargeback rights are not available for:
-refunds, withdrawals or transfer requests,
-terms and conditions or account access,
-winnings, gains or losses, or
-use or subsequent use."
If the funds have been successfully deposited in your investment/gambling account, then we consider the services were received. Hence, Mastercard cannot take the funds from the merchant.
This is the issue with Mastercard and how the issuer is applying, best off trying goods not received and hoping they don’t respond.
Well I chased it for a bit then got a call one day saying good news they were all sucessful
Safe to say you had won that 4 weeks ago bud so no worries that way they should usually come back within two weeks
Good evening everyone.
I want to make a suggestion to all members.
Instead of going it alone, how about we find a good law firm that specializes in online gambling and assign the wrong merchant class codes case to them.
I believe we would have had a better result
Καλησπέρα σε όλους.
Θέλω να κάνω μια πρόταση προς όλα τα μέλη.
Αντί να προσπαθούμε ο καθένας μόνος του, μήπως να βρίσκαμε ένα καλό δικηγορικό γραφείο με εξειδίκευση στον διαδικτυακό τζόγο και να τού αναθεταμε την υπόθεση για τους λανθασμένους κωδικούς κατηγορίας εμπόρων.
Πιστεύω ότι θα είχαμε καλύτερο αποτέλεσμα
Anyone had any joy with Payop ? is it worth pursuing ? I have £8000 of payments from last Nov 23 onward under Santeda Intl No doubt they would have had this type of account
Chargebacks already filed through bank and at chargeback raised to card scheme stage.. does this look familiar?
Got this reply from mobilumpay today.
Not sure how to interperet it?
____________________________
Dear Valued Customer,
Thank you for your patience and providing us with the requested details.
After a through investigation, we would like to provide clarity regarding Mobilum's involvement in your transaction. It's important to understand that Mobilum is not the merchant directly responsible for these transactions as they were facilitated through a different merchant.
The information on your bank statement may be misleading because Mobilum pay is not a party to the case but only a payment intermediary, the descriptor listed on the statement was incorrectly interpreted by the Revolut system - after identifying this problem we made every effort and immediately corrected it. Therefore, we kindly advise you to reach out to the counterparty with whom you conducted your transactions or have an agreement, as they hold legal responsibility for any refunds and subsequent actions.
Issuing refunds for transactions processed by third-party merchants would deviate from Mobilum's standard procedures and could raise regulatory concerns. As a payment service provider, Mobilum is committed to assisting our users by reviewing chargebacks or claims as required by regulatory authorities, policies, or court orders. However, please note that we do not accommodate direct refund requests from individuals.
Rest assured that should a chargeback be initiated, we are fully prepared to support your case through the appropriate channels.
Thank you!
Regards,
Mobilum Helpdesk
___________________________
Any ideas, is this as good as saying they will approve chargeback if recieved or does it seem they are likely to contest / appeal it?
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